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Financial advisors · California

Fee-only financial advisors in Santa Barbara, CA

From SEC and state Form ADV filingsUpdated 2026-11-07

34 fee-only investment advisers have offices in Santa Barbara, California, according to their Form ADV filings with the SEC and state regulators. 20 offer hourly or flat-fee arrangements, 14 charge only a percentage of the assets they manage, and 21 provide financial planning. 17 are SEC-registered, which generally means at least $100 million under management; the rest are smaller state-registered practices. 2 firms report disciplinary history and are listed last.

Data from Form ADV filings as of November 6, 2026. Listings are factual and unpaid. Default order puts firms offering financial planning first and high-volume platforms after advice practices; how ordering works.

Showing 34 of 34

Monarch Wealth Strategies

222 East Carillo Street Suite 208, Santa Barbara, CA 93101 · (805) 564-0800

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$463M
Individual clients
390
Advisory staff
7
Registered with
SEC

Profile · Website · SEC record

Painted Porch Advisors LLC

115 S la Cumbre Lane Suite 201, Santa Barbara, CA 93105 · (805) 567-4288

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$572M
Individual clients
292
Advisory staff
13
Registered with
SEC

Profile · Website · SEC record

Foronjy Financial

401 Chapala Street Suite 105, Santa Barbara, CA 93101 · (805) 543-1033

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$278M
Individual clients
183
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Curtis Advisory Group, LLC

735 State Street Suite 214, Santa Barbara, CA 93101 · (805) 963-6181

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$574M
Individual clients
137
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Castle Wealth Planning

1105 Chapala ST. Ste. 4, Santa Barbara, CA 93101 · (805) 962-5630

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$236M
Individual clients
111
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Laguna Capital Management, Inc.

1225 Coast Village Road Suite G, Santa Barbara, CA 93108 · (805) 969-9935

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$97M
Individual clients
104
Advisory staff
3
Registered with
CA, NE, OK

Profile · Website · SEC record

Thryve Wealth Management

523 Chapala Street Suite 2, Santa Barbara, CA 93101 · (805) 600-5128

  • Percentage of assets
  • Financial planning
Assets managed
$304M
Individual clients
84
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Wang Financial, LLC

1114 State Street Suite 300, Santa Barbara, CA 93101 · (805) 568-5313

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$70M
Individual clients
44
Advisory staff
3
Registered with
CA

Profile · Website · SEC record

Vida Wealth Partners, Inc.

929 Santa Barbara Street, Santa Barbara, CA 93101 · (805) 962-8455

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$130M
Individual clients
28
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Honor Family Office, LLC

2166 Mission Ridge RD., Santa Barbara, CA 93103 · (415) 385-6083

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$55M
Individual clients
6
Advisory staff
1
Registered with
CA

Profile · Website · SEC record

Capital Management Services

Santa Barbara, CA (office address not published) · (805) 452-1867

  • Percentage of assets
  • Financial planning
Assets managed
$12M
Individual clients
5
Advisory staff
1
Registered with
CA

Profile · SEC record

15 Equity

10 East Yanonali Street Suite 109, Santa Barbara, CA 93101 · (805) 456-4426

  • Percentage of assets
  • Hourly
  • Fixed fee
Assets managed
$136M
Individual clients
112
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Merus Advisors, LLC

801 Garden Street Suite 300, Santa Barbara, CA 93101 · (805) 965-0509

  • Percentage of assets
  • Fixed fee
Assets managed
Not reported
Individual clients
58
Advisory staff
5
Registered with
CA

Profile · Website · SEC record

Capital Wealth Strategies, LLC

3046 de la Vina ST, Santa Barbara, CA 93105 · (805) 485-2500

  • Percentage of assets
Assets managed
$50M
Individual clients
117
Advisory staff
1
Registered with
CA

Profile · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

Montecito Capital Management

225 East Carrillo Suite 203, Santa Barbara, CA 93101 · (805) 965-7955

  • Percentage of assets
Assets managed
$35M
Individual clients
25
Advisory staff
1
Registered with
CA

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

Not sure which Santa Barbara firm fits?

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Fee-only advisers near Santa Barbara

Another 10 fee-only firms have offices within 30 miles.

How to choose between them

  1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
  2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
  3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
  4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
  5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.

Frequently asked questions

What does fee-only mean?

A fee-only adviser is paid only by its clients, through hourly charges, flat fees, subscriptions or a percentage of the assets it manages. It does not earn commissions on products it recommends. In this directory the label is applied from each firm’s own Form ADV: the firm reports no commission compensation, is not a broker-dealer or registered representative of one, does not act as an insurance agent, and reports no related broker-dealer or insurance agency.

How much does a fee-only financial adviser cost in Santa Barbara?

Form ADV records how firms charge, not what they charge. Of the 34 firms listed here, 20 offer hourly or flat fees and 34 charge a percentage of assets. Each firm’s Form ADV Part 2 brochure, linked from its profile, gives its actual fee schedule. Nationally, asset-based fees commonly run around 1% a year on the first $1 million and fall above that.

How were these Santa Barbara advisers selected?

Every registered investment adviser with an office in Santa Barbara that serves individuals, offers financial planning or portfolio management, and reports no commission or insurance compensation on its Form ADV is listed. Inclusion is free and automatic; no firm pays to appear. The methodology page has the full rules.

Are these advisers fiduciaries?

Registered investment advisers owe their clients a fiduciary duty under the Investment Advisers Act of 1940 for the advice they give. Ask any firm to confirm in writing that it acts as a fiduciary at all times and for all of your accounts.