Fee-only financial advisors in Colorado

369 fee-only investment advisers in Colorado serve individuals, across 57 cities. 264 offer hourly or flat-fee arrangements and 195 are registered with the SEC; the rest are registered with the state securities regulator. Each listing comes from the firm’s own Form ADV filing, as of November 6, 2026.

Cities with three or more fee-only advisers

• Denver 91
• Colorado Springs 35
• Greenwood Village 28
• Boulder 27
• Fort Collins 20
• Centennial 14
• Littleton 11
• Englewood 11
• Louisville 8
• Broomfield 8
• Durango 7
• Parker 7
• Highlands Ranch 6
• Castle Rock 6
• Lakewood 6
• Montrose 6
• Crested Butte 4
• Golden 4
• Basalt 4
• Salida 4
• Lafayette 4
• Aspen 3
• Westminster 3
• Breckenridge 3
• Avon 3
• Steamboat Springs 3
• Grand Junction 3
• Loveland 3
• Telluride 3

Fee-only advisers in Colorado serving the most individuals

• Western Wealth Management LLC Golden · 11,019 individual clients
• Cambiar Investors, LLC Denver · 5,254 individual clients
• Elevation Point Wealth Partners, LLC Denver · 4,879 individual clients
• Triumph Capital Management Denver · 2,193 individual clients
• Maia Wealth Denver · 2,127 individual clients
• Envoy Advisory Inc. Colorado Springs · 1,985 individual clients
• GHP Investment Advisors Inc Denver · 1,226 individual clients
• Swan Global Investments, LLC Durango · 1,214 individual clients
• Mountain Capital Investment Advisors Inc Westminster · 1,191 individual clients
• Obermeyer Wealth Partners Aspen · 1,115 individual clients

Other Colorado cities

How to choose between them

1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.