Fee-only adviser · Sacramento, CA
245 Investments LLC
245 Investments LLC is a fee-only investment adviser registered with the securities regulator of California, with its main office in Sacramento, California. On its latest Form ADV, filed January 20, 2026, it reports $4.5M in regulatory assets under management, 10 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: California |
|---|---|
| Firm CRD number | 330299 |
| Office | 2108 N Street #6798 Sacramento, CA 95816 |
| Phone | (415) 349-3256 |
| Website | www.245invest.com |
| Regulatory assets under management | $4.5M |
| Individual clients | 10 non-high-net-worth, 0 high-net-worth |
| Financial planning clients | 1-10 |
| How it charges | Percentage of assets |
| Services | Financial planning, Portfolio management |
| Employees | 1 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | January 20, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Sacramento
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- Twin Rivers Wealth Management $122M
- Argos Wealth Advisors LLC $1.0B
- Strategic Advocates, LLC $34M
- Nix Wealth Management $82M
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Nearby
- Gold River 2 firms
- Elk Grove 2 firms
- Fair Oaks 2 firms
- Roseville 13 firms
- Folsom 10 firms
- Rocklin 5 firms
- Granite Bay 5 firms
- Davis 2 firms
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