360 Financial

360 Financial is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Wayzata, Minnesota. On its latest Form ADV, filed November 4, 2026, it reports $770M in regulatory assets under management, 1,196 individual clients and 11 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.

Key facts from Form ADV

Registration	SEC-registered
Firm CRD number	168600 · SEC file 801-78425
Office	849 Lake Street East Wayzata, MN 55391
Phone	(952) 542-8900
Website	www.360financial.net
Regulatory assets under management	$770M ($701M discretionary)
Individual clients	769 non-high-net-worth, 427 high-net-worth
Financial planning clients	251-500
How it charges	Percentage of assets, Hourly, Fixed fee, Other
Services	Financial planning, Portfolio management, Pension consulting, Selection of other advisers, Educational seminars
Employees	17
Disciplinary disclosures	None reported
Latest Form ADV filing	November 4, 2026

Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.

What this means for you

• It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
• It also charges a percentage of assets managed for ongoing investment management.
• Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
• It provides financial planning services, not only portfolio management.
• It reports no disciplinary history on Form ADV.

Before you hire any adviser

Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.

Other fee-only advisers in Wayzata

• Bannerstone Capital $155M
• Perceptive Edge Investment Management, Inc. $505M
• Somerset Group LLC $146M
• Minneapolis Portfolio Management Group, LLC $1.1B
• Perkins Capital Management Inc $148M
• Rocket Capital Management, L.L.C. $32M

See all 8 fee-only advisers in Wayzata →

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