Fee-only adviser · Altamonte Springs,, FL
401K Generation
401K Generation is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Altamonte Springs,, Florida. On its latest Form ADV, filed March 24, 2026, it reports $156M in regulatory assets under management, 68 individual clients and 6 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 154279 · SEC file 801-71606 |
| Office | 237 S Westmonte Drive Suite 300 Altamonte Springs,, FL 32714 |
| Phone | (866) 998-5879 |
| Website | www.401kgeneration.com |
| Regulatory assets under management | $156M ($85M discretionary) |
| Individual clients | 63 non-high-net-worth, 5 high-net-worth |
| Financial planning clients | 0 |
| How it charges | Percentage of assets, Fixed fee |
| Services | Portfolio management, Pension consulting, Selection of other advisers |
| Employees | 35 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 24, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Nearby
- Maitland 5 firms
- Longwood 4 firms
- Winter Park 18 firms
- Casselberry 1 firm
- Lake Mary 8 firms
- Orlando 21 firms
- Oviedo 1 firm
- Windermere 2 firms
Comparing several firms? Tell us what you need and we will suggest fee-only advisers that fit. Work at 401K Generation? Update this listing.