Fee-only adviser · San Ramon, CA
Accretive Wealth Management, LLC
Accretive Wealth Management, LLC is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in San Ramon, California. On its latest Form ADV, filed June 8, 2026, it reports $291M in regulatory assets under management, 181 individual clients and 3 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 164341 · SEC file 801-118792 |
| Office | 12657 Alcosta Boulevard, Suite 150 San Ramon, CA 94583 |
| Phone | (925) 365-1533 |
| Website | www.accretivewealth.com |
| Regulatory assets under management | $291M ($6.9M discretionary) |
| Individual clients | 4 non-high-net-worth, 177 high-net-worth |
| Financial planning clients | 11-25 |
| How it charges | Percentage of assets |
| Services | Financial planning, Portfolio management, Pension consulting, Selection of other advisers |
| Employees | 4 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | June 8, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in San Ramon
- California Financial Advisors $2.3B
- Insight Wealth Strategies, LLC $1.2B
- New Insight Wealth Advisors $397M
- Auspicious Financial Planning, LLC $278M
- Certified Planners, Inc. $197M
- Cannon Beach Financial Advisors $209M
See all 15 fee-only advisers in San Ramon →
Nearby
- Danville 11 firms
- Alamo 5 firms
- Dublin 1 firm
- Moraga 4 firms
- Walnut Creek 34 firms
- Clayton 1 firm
- Lafayette 10 firms
- Pleasanton 12 firms
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