Fee-only adviser · Rancho Santa Fe, CA
American Money Management, LLC
American Money Management, LLC is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Rancho Santa Fe, California. On its latest Form ADV, filed March 24, 2026, it reports $844M in regulatory assets under management, 832 individual clients and 11 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 115357 · SEC file 801-60976 |
| Office | 14249 Rancho Santa Fe Farms Road Rancho Santa Fe, CA 92067 |
| Phone | (858) 755-0909 |
| Website | www.americanmoneyretirement.com |
| Regulatory assets under management | $844M ($832M discretionary) |
| Individual clients | 621 non-high-net-worth, 211 high-net-worth |
| Financial planning clients | 101-250 |
| How it charges | Percentage of assets, Hourly, Fixed fee |
| Services | Financial planning, Portfolio management, Selection of other advisers |
| Employees | 13 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 24, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Rancho Santa Fe
- Fairbanks Capital Management, Inc. $211M
- Dark Horse Advisors LLC $182M
- Scsc Advisors, LLC $158M
- Bull Oak Capital, LLC $262M
- Leedom Asset Management, Inc. $75M
- Essential Partners LLC $401M
See all 7 fee-only advisers in Rancho Santa Fe →
Nearby
- Solana Beach 4 firms
- Encinitas 10 firms
- Cardiff by the Sea 2 firms
- Cardiff-By-The-Sea 1 firm
- Del Mar 6 firms
- San Marcos 4 firms
- Escondido 5 firms
- Carlsbad 17 firms
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