BTC Financial Management Co.

BTC Financial Management Co. is a fee-only investment adviser registered with the securities regulators of Iowa, Missouri, with its main office in Bethany, Missouri. On its latest Form ADV, filed March 4, 2026, it reports $40M in regulatory assets under management, 208 individual clients and 6 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.

Key facts from Form ADV

Registration	State-registered: Iowa, Missouri
Firm CRD number	170305
Office	3606 Miller Street Bethany, MO 64424
Phone	(660) 425-7285
Website	www.btcfinancialmgmt.com
Regulatory assets under management	$40M
Individual clients	205 non-high-net-worth, 3 high-net-worth
Financial planning clients	Not reported
How it charges	Percentage of assets, Fixed fee
Services	Portfolio management
Employees	6
Disciplinary disclosures	None reported
Latest Form ADV filing	March 4, 2026

Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.

What this means for you

• It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
• It also charges a percentage of assets managed for ongoing investment management.
• Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
• It reports no disciplinary history on Form ADV.

Before you hire any adviser

Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.