Fee-only adviser · Orange, CA
BW & Associates, Inc.
BW & Associates, Inc. is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Orange, California. On its latest Form ADV, filed September 24, 2026, it reports $693M in regulatory assets under management, 529 individual clients and 2 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 116471 · SEC file 801-108260 |
| Office | 3111 N. Tustin Street Suite 215 Orange, CA 92865 |
| Phone | (714) 998-2077 |
| Website | www.bwandassociatesinc.com |
| Regulatory assets under management | $693M |
| Individual clients | 373 non-high-net-worth, 156 high-net-worth |
| Financial planning clients | 51-100 |
| How it charges | Percentage of assets |
| Services | Financial planning, Portfolio management |
| Employees | 5 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | September 24, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Orange
- Tabr Capital Management, LLC $241M
- Crossroads Planning $63M
- Keep It Simple Financial Planning $71M
- Pacific Investment Research $150M
- Balancing Life Financial Planning $19M
- Thomas Investment Advisors LLC $12M
See all 8 fee-only advisers in Orange →
Nearby
- Santa Ana 5 firms
- Tustin 7 firms
- Anaheim 4 firms
- Placentia 1 firm
- Yorba Linda 1 firm
- Costa Mesa 8 firms
- Fullerton 2 firms
- Westminster 2 firms
Comparing several firms? Tell us what you need and we will suggest fee-only advisers that fit. Work at BW & Associates, Inc.? Update this listing.