Fee-only adviser · Vero Beach, FL
Cardea Capital Advisors, LLC
Cardea Capital Advisors, LLC is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Vero Beach, Florida. On its latest Form ADV, filed July 27, 2026, it reports $124M in regulatory assets under management, 256 individual clients and 4 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 307600 · SEC file 801-118445 |
| Office | 601 21st Street Suite 300 Vero Beach, FL 32960 |
| Phone | (770) 977-7779 |
| Website | cardeacap.com |
| Regulatory assets under management | $124M ($122M discretionary) |
| Individual clients | 231 non-high-net-worth, 25 high-net-worth |
| Financial planning clients | 1-10 |
| How it charges | Percentage of assets, Fixed fee |
| Services | Financial planning, Portfolio management, Selection of other advisers, Educational seminars |
| Employees | 9 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | July 27, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Vero Beach
- Professional Advisory Services Inc $1.3B
- Treasure Coast Financial Planning, Inc. $241M
- Morangie Management LLC $706M
- Lulla Wealth Financial $18M
- Prosperity Path Advisers, LLC $5.5M
- Peachtree Investment Partners, LLC $336M
See all 10 fee-only advisers in Vero Beach →
Nearby
- Melbourne Beach 1 firm
- Malabar 1 firm
- Fort Pierce 1 firm
- Melbourne 8 firms
- Indialantic 2 firms
Comparing several firms? Tell us what you need and we will suggest fee-only advisers that fit. Work at Cardea Capital Advisors, LLC? Update this listing.