Fee-only adviser · Clayton, MO
Clarity Financial Planners
Clarity Financial Planners is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Clayton, Missouri. On its latest Form ADV, filed March 31, 2026, it reports $132M in regulatory assets under management, 38 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 277114 · SEC file 801-130103 |
| Office | 168 N. Meramec Avenue Suite 150 Clayton, MO 63105 |
| Phone | (314) 548-2260 |
| Website | www.clarityfinancialplanners.com |
| Regulatory assets under management | $132M ($132M discretionary) |
| Individual clients | 12 non-high-net-worth, 26 high-net-worth |
| Financial planning clients | 0 |
| How it charges | Percentage of assets |
| Services | Financial planning, Portfolio management, Pension consulting |
| Employees | 2 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 31, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Clayton
- Meramec Financial Planners, LLC $1.1B
- Correct Capital Wealth Management, LLC $889M
- Foundation Wealth Management, LLC $661M
- Dew Wealth Strategies, LLC $95M
- Laminar Wealth LLC $132M
- Ten Peaks Partners L.L.C. $109M
See all 9 fee-only advisers in Clayton →
Nearby
- St. Louis 57 firms
- Ladue 1 firm
- Webster Groves 1 firm
- Kirkwood 1 firm
- Creve Coeur 2 firms
- Sunset Hills 1 firm
- Chesterfield 10 firms
- Ellisville 2 firms
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