Fpnavigators

Fpnavigators is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Maple Grove, Minnesota. On its latest Form ADV, filed January 27, 2026, it reports $355M in regulatory assets under management, 412 individual clients and 5 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.

Key facts from Form ADV

Registration	SEC-registered
Firm CRD number	332831 · SEC file 801-131251
Office	7365 Kirkwood Court N Suite 330 Maple Grove, MN 55369
Phone	(763) 265-4450
Website	fpnavigators.com
Regulatory assets under management	$355M
Individual clients	342 non-high-net-worth, 70 high-net-worth
Financial planning clients	251-500
How it charges	Percentage of assets, Fixed fee
Services	Financial planning, Portfolio management, Pension consulting, Selection of other advisers
Employees	8
Disciplinary disclosures	None reported
Latest Form ADV filing	January 27, 2026

Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.

What this means for you

• It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
• It also charges a percentage of assets managed for ongoing investment management.
• Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
• It provides financial planning services, not only portfolio management.
• It sponsors or manages a wrap fee program; ask what the bundled fee covers.
• It reports no disciplinary history on Form ADV.

Before you hire any adviser

Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.

Other fee-only advisers in Maple Grove

• Twin Cities Wealth Strategies, Inc. $29M
• Jeffrey A. Drayton Financial Group, Inc. $32M
• Oak Financial Planning and Coaching, LLC Not reported
• Indiwealth $1.8M

See all 5 fee-only advisers in Maple Grove →

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