Fee-only adviser · San Francisco, CA

Just Futures

Just Futures is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in San Francisco, California. On its latest Form ADV, filed February 20, 2026, it reports $47M in regulatory assets under management, 95 individual clients and 4 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.

Key facts from Form ADV

RegistrationSEC-registered
Firm CRD number327226 · SEC file 801-135569
Office95 Third Street 2nd Floor
San Francisco, CA 94103
Phone(302) 729-3419
Websitejustfutures.com
Regulatory assets under management$47M ($39M discretionary)
Individual clients95 non-high-net-worth, 0 high-net-worth
Financial planning clientsNot reported
How it chargesPercentage of assets, Hourly, Other
ServicesPortfolio management, Pension consulting, Selection of other advisers
Employees6
Disciplinary disclosuresNone reported
Latest Form ADV filingFebruary 20, 2026

Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.

What this means for you

  • It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
  • It also charges a percentage of assets managed for ongoing investment management.
  • Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
  • It reports no disciplinary history on Form ADV.

Before you hire any adviser

Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.

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