Fee-only adviser · Melbourne, FL
Money Management Concepts Inc.
Money Management Concepts Inc. is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Melbourne, Florida. On its latest Form ADV, filed February 24, 2026, it reports $120M in regulatory assets under management, 90 individual clients and 2 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 111485 · SEC file 801-123107 |
| Office | 6767 N. Wickham Road Suite 400PQ Melbourne, FL 32940 |
| Phone | (321) 258-1932 |
| Website | www.moneymanagementconcepts.com |
| Regulatory assets under management | $120M |
| Individual clients | 58 non-high-net-worth, 32 high-net-worth |
| Financial planning clients | Not reported |
| How it charges | Percentage of assets |
| Services | Portfolio management |
| Employees | 2 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | February 24, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Melbourne
- Oxenfree Financial $250M
- Flavin Financial Services, Inc. $205M
- Sound Financial Solutions LLC $18M
- Arbogast Financial Advisors, LLC $51M
- BMR Global Wealth Management Group, Inc. $1.1M
- Valuengine Capital Management LLC $19M
See all 8 fee-only advisers in Melbourne →
Nearby
- Indialantic 2 firms
- Satellite Beach 2 firms
- Malabar 1 firm
- Melbourne Beach 1 firm
- Cocoa Beach 1 firm
- Rockledge 2 firms
- Vero Beach 10 firms
Comparing several firms? Tell us what you need and we will suggest fee-only advisers that fit. Work at Money Management Concepts Inc.? Update this listing.