No-Load Asset Management

No-Load Asset Management is a fee-only investment adviser registered with the securities regulator of California, with a mailing address in Carmel, California (its office is a private residence, so the street address is not published). On its latest Form ADV, filed August 13, 2026, it reports $67M in regulatory assets under management, 92 individual clients and 2 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.

Key facts from Form ADV

Registration	State-registered: California
Firm CRD number	136309
Office	Carmel, CA (mailing address; office not published)
Phone	(831) 626-6103
Website	Not listed
Regulatory assets under management	$67M
Individual clients	73 non-high-net-worth, 19 high-net-worth
Financial planning clients	0
How it charges	Percentage of assets, Hourly
Services	Financial planning, Portfolio management
Employees	3
Disciplinary disclosures	None reported
Latest Form ADV filing	August 13, 2026

Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.

What this means for you

• It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
• It also charges a percentage of assets managed for ongoing investment management.
• Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
• It provides financial planning services, not only portfolio management.
• It reports no disciplinary history on Form ADV.

Before you hire any adviser

Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.

Other fee-only advisers in Carmel

• Praetorian Guard, a Division of Praetorian Wealth Management,inc $599M
• Cypress Path Capital, LLC $82M
• Interlake Capital Management, LLC $95M
• Kilzer Wealth Management $15M
• Synergist Wealth Advisors $37M
• Neumeier Poma Investment Counsel LLC $1.4B

See all 11 fee-only advisers in Carmel →

Nearby

• Monterey 7 firms
• Carmel by the Sea 1 firm
• Carmel-By-The-Sea 1 firm
• Pebble Beach 1 firm
• Pacific Grove 1 firm
• Marina 1 firm