Fee-only adviser · The Woodlands, TX
The Sum
The Sum is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in The Woodlands, Texas. On its latest Form ADV, filed July 31, 2026, it reports $551M in regulatory assets under management, 209 individual clients and 10 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 297658 · SEC file 801-122376 |
| Office | 4526 Research Forest DR. Suite 240 The Woodlands, TX 77381 |
| Phone | (281) 940-4859 |
| Website | www.thesumprep.com |
| Regulatory assets under management | $551M |
| Individual clients | 50 non-high-net-worth, 159 high-net-worth |
| Financial planning clients | 101-250 |
| How it charges | Hourly, Fixed fee |
| Services | Financial planning, Portfolio management |
| Employees | 12 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | July 31, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in The Woodlands
- Rhame & Gorrell Wealth Management $1.4B
- Diamond Client Group, LLC $186M
- Avion Wealth $985M
- Ias Wealth Management, Inc. $589M
- White Wing Wealth Management, LLC $183M
- Waterway Wealth Management, L.L.C. $676M
See all 29 fee-only advisers in The Woodlands →
Nearby
- Shenandoah 1 firm
- Woodlands 1 firm
- Spring 3 firms
- Tomball 1 firm
- Kingwood 3 firms
- Montgomery 3 firms
- Cypress 2 firms
- Houston 157 firms
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