Fee-only adviser · Stuart, FL
W.h. Financial Services, Inc.
W.h. Financial Services, Inc. is a fee-only investment adviser registered with the securities regulator of Florida, with its main office in Stuart, Florida. On its latest Form ADV, filed March 5, 2026, it reports 46 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: Florida |
|---|---|
| Firm CRD number | 287703 |
| Office | 850 NW Federal Hwy, Ste. 152 Stuart, FL 34994 |
| Phone | (772) 233-4437 |
| Website | www.whfinancial.net |
| Regulatory assets under management | Not reported |
| Individual clients | 44 non-high-net-worth, 2 high-net-worth |
| Financial planning clients | 1-10 |
| How it charges | Fixed fee, Other |
| Services | Financial planning, Selection of other advisers |
| Employees | 1 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 5, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Stuart
- Huffman Financial Services Inc $20M
- Ralicki Wealth Management & Trust Services $129M
- Index Portfolio Advisors, LLC $13M
- Spectra Investment Management, LLC $307M
- Fogel Capital Management Inc $437M
- Integritt Wealth Management, LLC $67M
See all 9 fee-only advisers in Stuart →
Nearby
- Palm City 2 firms
- Fort Pierce 1 firm
- Jupiter 11 firms
- Palm Beach Gardens 20 firms
- North Palm Beach 4 firms
- Juno Beach 2 firms
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