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Financial advisors · Florida

Fee-only financial advisors in Jacksonville, FL

From SEC and state Form ADV filingsUpdated 2026-11-07

30 fee-only investment advisers have offices in Jacksonville, Florida, according to their Form ADV filings with the SEC and state regulators. 20 offer hourly or flat-fee arrangements, 9 charge only a percentage of the assets they manage, and 22 provide financial planning. 20 are SEC-registered, which generally means at least $100 million under management; the rest are smaller state-registered practices. 1 firm reports disciplinary history and is listed last.

Data from Form ADV filings as of November 6, 2026. Listings are factual and unpaid. Default order puts firms offering financial planning first and high-volume platforms after advice practices; how ordering works.

Showing 30 of 30

Covingtonalsina

2114 Oak Street, Jacksonville, FL 32204 · (904) 449-7326

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$283M
Individual clients
1,236
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Jacksonville Wealth Management

8075 Gate Parkway West Suite #101, Jacksonville, FL 32216 · (904) 923-7526

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$534M
Individual clients
1,020
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Img Wealth Management, Inc.

8771 Perimeter Park CT. Suite 102, Jacksonville, FL 32216 · (904) 731-9955

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$210M
Individual clients
710
Advisory staff
7
Registered with
SEC

Profile · Website · SEC record

Gryphon Wealth

4600 Touchton Road E, Building 200, Suite 110, Jacksonville, FL 32246 · (904) 450-5330

  • Percentage of assets
  • Financial planning
Assets managed
$3.2B
Individual clients
695
Advisory staff
6
Registered with
SEC

Profile · Website · SEC record

Toams Financial

1901 University Blvd W, Jacksonville, FL 32217 · (904) 733-5321

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$109M
Individual clients
620
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Omnitrust Wealth Management, Inc.

9428 Baymeadows Road Suite 100, Jacksonville, FL 32256 · (904) 619-4351

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$107M
Individual clients
348
Advisory staff
1
Registered with
SEC

Profile · SEC record

Davis Capital Management

4788 Hodges Blvd Ste # 201, Jacksonville, FL 32224 · (904) 223-0510

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$259M
Individual clients
232
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Nesteggs, Inc.

10407 Centurion Parkway North Suite 126, Jacksonville, FL 32256 · (904) 348-3131

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$911M
Individual clients
173
Advisory staff
9
Registered with
SEC

Profile · Website · SEC record

River City Wealth Management

10175 Fortune Pkwy Unit 603, Jacksonville, FL 32256 · (904) 374-9098

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$180M
Individual clients
128
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

D2 Capital Management

1301 Riverplace Blvd Suite 800, Jacksonville, FL 32207 · (904) 248-9871

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$25M
Individual clients
86
Advisory staff
2
Registered with
FL, GA

Profile · Website · SEC record

369 Financial LLC

9428 Baymeadows RD Suite 502, Jacksonville, FL 32256 · (904) 746-9485

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$12M
Individual clients
69
Advisory staff
1
Registered with
AZ, CA, FL +

Profile · Website · SEC record

Mash Financial Planning

8833 Perimeter Park Blvd Suite 1003, Jacksonville, FL 32216 · (904) 449-7600

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$14M
Individual clients
45
Advisory staff
1
Registered with
FL, GA

Profile · Website · SEC record

Spark Wealth Advisors

Jacksonville, FL (office address not published) · (904) 257-3285

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$27M
Individual clients
35
Advisory staff
2
Registered with
CA, FL

Profile · Website · SEC record

Bull & Bear Capital Advisors, LLC

3625 Valverde Circle, Jacksonville, FL 32224 · (904) 363-3600

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$317K
Individual clients
Under 5
Advisory staff
1
Registered with
FL

Profile · SEC record

Gunn & Company Investment Management, Inc.

13901 Sutton Park Drive South Suite 130, Jacksonville, FL 32224 · (904) 296-2025

  • Percentage of assets
Assets managed
$214M
Individual clients
172
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

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Fee-only advisers near Jacksonville

Another 31 fee-only firms have offices within 30 miles.

How to choose between them

  1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
  2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
  3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
  4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
  5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.

Frequently asked questions

What does fee-only mean?

A fee-only adviser is paid only by its clients, through hourly charges, flat fees, subscriptions or a percentage of the assets it manages. It does not earn commissions on products it recommends. In this directory the label is applied from each firm’s own Form ADV: the firm reports no commission compensation, is not a broker-dealer or registered representative of one, does not act as an insurance agent, and reports no related broker-dealer or insurance agency.

How much does a fee-only financial adviser cost in Jacksonville?

Form ADV records how firms charge, not what they charge. Of the 30 firms listed here, 20 offer hourly or flat fees and 29 charge a percentage of assets. Each firm’s Form ADV Part 2 brochure, linked from its profile, gives its actual fee schedule. Nationally, asset-based fees commonly run around 1% a year on the first $1 million and fall above that.

How were these Jacksonville advisers selected?

Every registered investment adviser with an office in Jacksonville that serves individuals, offers financial planning or portfolio management, and reports no commission or insurance compensation on its Form ADV is listed. Inclusion is free and automatic; no firm pays to appear. The methodology page has the full rules.

Are these advisers fiduciaries?

Registered investment advisers owe their clients a fiduciary duty under the Investment Advisers Act of 1940 for the advice they give. Ask any firm to confirm in writing that it acts as a fiduciary at all times and for all of your accounts.