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Financial advisors · Florida

Fee-only financial advisors in Miami, FL

From SEC and state Form ADV filingsUpdated 2026-11-07

107 fee-only investment advisers have offices in Miami, Florida, according to their Form ADV filings with the SEC and state regulators. 58 offer hourly or flat-fee arrangements, 40 charge only a percentage of the assets they manage, and 36 provide financial planning. 70 are SEC-registered, which generally means at least $100 million under management; the rest are smaller state-registered practices. 4 firms report disciplinary history and are listed last.

Data from Form ADV filings as of November 6, 2026. Listings are factual and unpaid. Default order puts firms offering financial planning first and high-volume platforms after advice practices; how ordering works.

Showing 107 of 107

Guerra Wealth Advisors

6401 SW 87 Avenue Suite 119, Miami, FL 33173 · (305) 448-1011

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$406M
Individual clients
2,951
Advisory staff
9
Registered with
SEC

Profile · Website · SEC record

Gentrust

1450 Brickell Avenue Suite 3050, Miami, FL 33131 · (305) 677-6688

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$5.2B
Individual clients
264
Advisory staff
18
Registered with
SEC

Profile · Website · SEC record

Mmbg Investment Advisors Co.

1221 Brickell Avenue 1221 Brickell Building, Suite 1030, Miami, FL 33131 · (305) 374-0704

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$3.0B
Individual clients
137
Advisory staff
9
Registered with
SEC

Profile · Website · SEC record

Camerondowning, Inc.

101 NW 8th ST. Suite 200, Miami, FL 33136 · (305) 564-3794

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$41M
Individual clients
84
Advisory staff
3
Registered with
FL

Profile · Website · SEC record

Cela Wealth Management

8950 SW 74th Court Suite 2213, Miami, FL 33156 · (305) 667-8123

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$65M
Individual clients
83
Advisory staff
3
Registered with
FL

Profile · Website · SEC record

Finaccess Advisors LLC

1111 Brickell Avenue Suite 2600, Miami, FL 33131 · (305) 377-1112

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$4.1B
Individual clients
77
Advisory staff
7
Registered with
SEC

Profile · SEC record

Sierra Capital LLC

600 Brickell Avenue Ste. 2020, Miami, FL 33131 · (212) 867-3533

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$1.6B
Individual clients
76
Advisory staff
6
Registered with
SEC

Profile · Website · SEC record

The Atlas Financial Group

3050 Biscayne Boulevard Suite 501, Miami, FL 33137 · (786) 233-6233

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$178M
Individual clients
69
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Goi

801 Brickell Avenue 8th Floor, Miami, FL 33131 · (888) 464-4742

  • Percentage of assets
  • Financial planning
Assets managed
$111M
Individual clients
58
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

Omkara Capital LLC

Miami, FL (office address not published) · (786) 901-3409

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$40M
Individual clients
41
Advisory staff
1
Registered with
FL, IL, OH

Profile · Website · SEC record

Octogone NA

1395 Brickell Avenue Suite 1180, Miami, FL 33131 · (305) 677-9559

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$470M
Individual clients
36
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Campos Financial

8950 SW 74th Court Suite 2201 #B6, Miami, FL 33156 · (305) 874-7480

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$4.9M
Individual clients
26
Advisory staff
1
Registered with
CA, FL, NY +

Profile · Website · SEC record

Veltria Advisors Corp.

801 Brickell Ave Suite 2320, Miami, FL 33131 · (305) 318-7172

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$113M
Individual clients
17
Advisory staff
2
Registered with
SEC

Profile · SEC record

Germana Capital LLC

1001 Brickell Bay DR Suite 2727, Miami, FL 33131 · (312) 888-6886

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$7.4M
Individual clients
15
Advisory staff
2
Registered with
FL, TX

Profile · Website · SEC record

Centrica Wealth Management

1200 Brickell Avenue Suite 1700B, Miami, FL 33131 · (305) 686-7910

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$627M
Individual clients
14
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

Arkhe Wealth Management

701 Brickell Ave Ste 1550, Miami, FL 33131 · (786) 821-9044

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$410K
Individual clients
10
Advisory staff
1
Registered with
FL

Profile · Website · SEC record

Thureos Asset Management LLC

66 W. Flagler ST. 9th FL, Suite 9078, Miami, FL 33130 · (786) 550-8832

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$28M
Individual clients
7
Advisory staff
1
Registered with
FL

Profile · SEC record

Zest

1395 Brickell Avenue, Suite 800, Miami, FL 33131 · (305) 394-6486

  • Percentage of assets
  • Financial planning
Assets managed
$91M
Individual clients
6
Advisory staff
1
Registered with
SEC

Profile · SEC record

Arbalpha

601 Brickell Key Drive Suite 700, Miami, FL 33131 · (786) 374-2620

  • Percentage of assets
  • Financial planning
Assets managed
$122M
Individual clients
Under 5
Advisory staff
2
Registered with
SEC

Profile · SEC record

Clout Capital

78 SW 7th ST Floor 7 Suite 7154, Miami, FL 33130 · (561) 931-8430

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$105M
Individual clients
Under 5
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Jeffrey R. Jacobs, CPA

12944 SW 133 Court, Miami, FL 33186 · (305) 255-0011

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$2.1M
Individual clients
Under 5
Advisory staff
1
Registered with
FL

Profile · Website · SEC record

RC Private Wealth, LLC

9350 South Dixie Highway Suite 1250, Miami, FL 33156 · (786) 574-2367

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$1.2M
Individual clients
Under 5
Advisory staff
1
Registered with
FL

Profile · Website · SEC record

Bankshop, LLC

1110 Brickell Ave. Suite 200, Miami, FL 33131 · (954) 256-6259

  • Percentage of assets
Assets managed
$72M
Individual clients
393
Advisory staff
3
Registered with
FL

Profile · Website · SEC record

Scala Capital LLC

999 Brickell Avenue Suite 1006, Miami, FL 33131 · (305) 539-3850

  • Percentage of assets
Assets managed
$380M
Individual clients
345
Advisory staff
8
Registered with
SEC

Profile · Website · SEC record

Daba Advisors LLC

1000 Brickell Ave Ste 715 PMB 1469, Miami, FL 33131 · (855) 400-3222

  • Percentage of assets
  • Fixed fee
  • Subscription
Assets managed
$228K
Individual clients
137
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Avory & Co.

2665 S Bayshore DR. Unit 307, Miami, FL 33133 · (305) 306-9494

  • Percentage of assets
Assets managed
$353M
Individual clients
97
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Mori Huston Partners

1395 Brickell Avenue Suite 800, Miami, FL 33131 · (305) 856-9304

  • Percentage of assets
  • Hourly
  • Fixed fee
Assets managed
$242M
Individual clients
69
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

Uyana Partners LLC

1450 Brickell Avenue Suite 2130, Miami, FL 33131 · (786) 238-4314

  • Percentage of assets
  • Fixed fee
Assets managed
$115M
Individual clients
69
Advisory staff
6
Registered with
SEC

Profile · Website · SEC record

Althum Advisors LLC

1441 Brickell Av. Suite 1016, Miami, FL 33131 · (305) 456-7645

  • Percentage of assets
  • Fixed fee
Assets managed
$2.0B
Individual clients
63
Advisory staff
10
Registered with
SEC

Profile · Website · SEC record

Black Toro LLC

600 Brickell Avenue Suite 1775, Miami, FL 33131 · (786) 753-7009

  • Percentage of assets
Assets managed
$345M
Individual clients
63
Advisory staff
5
Registered with
SEC

Profile · Website · SEC record

Proaltus USA

1111 Brickell Avenue 10th Floor, Miami, FL 33131 · (857) 334-1921

  • Percentage of assets
Assets managed
$646M
Individual clients
61
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Numa

1200 Brickell Avenue Suite 1950, Miami, FL 33131 · (786) 315-4824

  • Percentage of assets
  • Fixed fee
Assets managed
$193M
Individual clients
60
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Bluereef Capital

1100 Brickell Bay DR Suite 113 #310411, Miami, FL 33231 · (305) 392-6932

  • Percentage of assets
Assets managed
$4.8M
Individual clients
40
Advisory staff
1
Registered with
CA, FL

Profile · Website · SEC record

Klosters Capital

848 Brickell Avenue Suite 750, Miami, FL 33131 · (305) 907-3421

  • Percentage of assets
Assets managed
$496M
Individual clients
37
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Unimar

1221 Brickell Avenue Suite 2601, Miami, FL 33131 · (305) 797-9124

  • Percentage of assets
Assets managed
$231M
Individual clients
36
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

WLT Partners

1395 Brickell Avenue Suite 800, Miami, FL 33131 · (305) 200-8877

  • Percentage of assets
  • Fixed fee
Assets managed
$104M
Individual clients
33
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

Diaphanum

Miami, FL (office address not published) · +34 912 44 92 23

  • Percentage of assets
Assets managed
$1.4B
Individual clients
28
Advisory staff
6
Registered with
SEC

Profile · Website · SEC record

Asg Capital

150 SE 2nd Avenue Suite 704, Miami, FL 33131 · (305) 760-6531

  • Percentage of assets
  • Fixed fee
Assets managed
$75M
Individual clients
24
Advisory staff
3
Registered with
FL

Profile · Website · SEC record

CSS Capital Advisory LLC

40 SW 13th Street Suite 201-B, Miami, FL 33130 · (646) 330-5351

  • Percentage of assets
Assets managed
$61M
Individual clients
23
Advisory staff
1
Registered with
DE, FL

Profile · SEC record

Saaga

1221 Brickell Avenue Suite 2410, Miami, FL 33131 · (786) 940-3505

  • Percentage of assets
  • Fixed fee
Assets managed
$717M
Individual clients
22
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Picea Capital LLC

333 SE 2nd Ave Suite 2000, Miami, FL 33131 · (786) 871-3300

  • Percentage of assets
Assets managed
$187M
Individual clients
15
Advisory staff
2
Registered with
SEC

Profile · SEC record

Brazil Advisors LLC

777 Brickell Ave 5th Floor, Miami, FL 33131 · (786) 623-6334

  • Percentage of assets
  • Fixed fee
Assets managed
$11M
Individual clients
14
Advisory staff
2
Registered with
FL, MD

Profile · SEC record

Pecora Capital LLC

601 Brickell Key Drive Suite 700, Miami, FL 33131 · (561) 451-6095

  • Percentage of assets
Assets managed
$83M
Individual clients
9
Advisory staff
3
Registered with
FL

Profile · Website · SEC record

Richmond Capital

2333 Brickell Ave Suite D1, Miami, FL 33129 · (305) 510-8833

  • Percentage of assets
Assets managed
$927K
Individual clients
7
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Ossia Im

1200 Brickell Avenue Suite 1950 #1331, Miami, FL 33131 · (305) 923-7212

  • Percentage of assets
Assets managed
$99M
Individual clients
6
Advisory staff
1
Registered with
FL

Profile · SEC record

Panoramika Advisors Inc.

201 S. Biscayne Blvd 28th Floor, Miami, FL 33131 · (305) 913-7569

  • Percentage of assets
Assets managed
$1.1B
Individual clients
4
Advisory staff
1
Registered with
SEC

Profile · SEC record

Pilotai Wealth

701 Brickell Ave, Miami, FL 33131 · (305) 310-7814

  • Percentage of assets
Assets managed
$10K
Individual clients
3
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Baf Advisors Corp

777 Brickell Ave , Suite 1210, Miami, FL 33131 · (786) 503-3748

  • Percentage of assets
  • Hourly
Assets managed
$1.4M
Individual clients
Under 5
Advisory staff
1
Registered with
FL

Profile · SEC record

Maway LLC

990 Biscayne Blvd Office 503, Miami, FL 33132 · (585) 978-4664

  • Percentage of assets
Assets managed
$294K
Individual clients
Under 5
Advisory staff
1
Registered with
FL

Profile · Website · SEC record

Nextreg Advisors LLC

80 SW 8th Street, Suite 2059, Miami, FL 33130 · (786) 316-0577

  • Percentage of assets
  • Fixed fee
Assets managed
Not reported
Individual clients
Under 5
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

Solidus Advisors LLC

800 Brickell Ave. 4th Floor, Suite 408, Miami, FL 33131 · (786) 296-1149

  • Percentage of assets
Assets managed
Not reported
Individual clients
Under 5
Advisory staff
1
Registered with
FL

Profile · SEC record

Xendia Wealth LLC

175 S.w. 7th Street Suite 2310, Miami, FL 33130 · (305) 415-0060

  • Percentage of assets
  • High-volume platform
Assets managed
$475M
Individual clients
4,727
Advisory staff
5
Registered with
SEC

Profile · Website · SEC record

Longman Wealthcare Management, LLC

11098 Biscayne Boulevard Suite 304, Miami, FL 33161 · (305) 892-8598

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$79M
Individual clients
21
Advisory staff
1
Registered with
FL

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

Guardant Wealth Advisors LLC

848 Brickell Ave Suite PH5, Miami, FL 33157 · (305) 845-7511

  • Percentage of assets
  • Financial planning
Assets managed
$18K
Individual clients
2
Advisory staff
1
Registered with
FL, NY

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

Maceratio LLC

800 Brickell Ave. STE.1111, Miami, FL 33131 · (305) 398-9010

  • Percentage of assets
  • Fixed fee
Assets managed
$1.2B
Individual clients
243
Advisory staff
7
Registered with
SEC

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

Key Capital Advisors, Inc.

1000 Brickell Avenue Suite 315, Miami, FL 33131 · (305) 302-0919

  • Percentage of assets
  • Fixed fee
Assets managed
$70M
Individual clients
91
Advisory staff
2
Registered with
FL

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

Not sure which Miami firm fits?

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Fee-only advisers near Miami

Another 77 fee-only firms have offices within 30 miles.

How to choose between them

  1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
  2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
  3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
  4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
  5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.

Frequently asked questions

What does fee-only mean?

A fee-only adviser is paid only by its clients, through hourly charges, flat fees, subscriptions or a percentage of the assets it manages. It does not earn commissions on products it recommends. In this directory the label is applied from each firm’s own Form ADV: the firm reports no commission compensation, is not a broker-dealer or registered representative of one, does not act as an insurance agent, and reports no related broker-dealer or insurance agency.

How much does a fee-only financial adviser cost in Miami?

Form ADV records how firms charge, not what they charge. Of the 107 firms listed here, 58 offer hourly or flat fees and 106 charge a percentage of assets. Each firm’s Form ADV Part 2 brochure, linked from its profile, gives its actual fee schedule. Nationally, asset-based fees commonly run around 1% a year on the first $1 million and fall above that.

How were these Miami advisers selected?

Every registered investment adviser with an office in Miami that serves individuals, offers financial planning or portfolio management, and reports no commission or insurance compensation on its Form ADV is listed. Inclusion is free and automatic; no firm pays to appear. The methodology page has the full rules.

Are these advisers fiduciaries?

Registered investment advisers owe their clients a fiduciary duty under the Investment Advisers Act of 1940 for the advice they give. Ask any firm to confirm in writing that it acts as a fiduciary at all times and for all of your accounts.