Fee-only adviser · Andover, MA
Abbot Financial Management, Inc
Abbot Financial Management, Inc is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Andover, Massachusetts. On its latest Form ADV, filed September 24, 2026, it reports $359M in regulatory assets under management, 213 individual clients and 3 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 111040 · SEC file 801-19944 |
| Office | 63 Park Street Suite 202 Andover, MA 01810 |
| Phone | (978) 688-9010 |
| Website | www.abbotfm.com |
| Regulatory assets under management | $359M |
| Individual clients | 119 non-high-net-worth, 94 high-net-worth |
| Financial planning clients | 11-25 |
| How it charges | Percentage of assets |
| Services | Financial planning, Portfolio management, Pension consulting |
| Employees | 4 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | September 24, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Andover
- Arborstone Financial, LLC $476M
- Cox Capital Management LLC $361M
- Retirement Resources Investment Corporation $2.4B
- Launch Financial Planning $50M
- Old School Capital LLC Not reported
- Garch Capital LLC $7.8M
See all 7 fee-only advisers in Andover →
Nearby
- North Andover 6 firms
- Tewksbury 1 firm
- Wilmington 1 firm
- North Reading 2 firms
- Middleton 1 firm
- Reading 1 firm
- Lynnfield 5 firms
- Burlington 8 firms
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