Fee-only adviser · West Chester, PA
Ballast Financial Advisors, LLC
Ballast Financial Advisors, LLC is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in West Chester, Pennsylvania. On its latest Form ADV, filed March 17, 2026, it reports $343M in regulatory assets under management, 602 individual clients and 5 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 304430 · SEC file 801-117158 |
| Office | 535 N. Church ST. Suite 205 West Chester, PA 19380 |
| Phone | (484) 266-7281 |
| Website | www.ballastfa.com |
| Regulatory assets under management | $343M ($129M discretionary) |
| Individual clients | 482 non-high-net-worth, 120 high-net-worth |
| Financial planning clients | 1-10 |
| How it charges | Percentage of assets, Hourly, Fixed fee |
| Services | Financial planning, Portfolio management, Pension consulting, Selection of other advisers |
| Employees | 5 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 17, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It sponsors or manages a wrap fee program; ask what the bundled fee covers.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in West Chester
- Wedmont Private Capital $3.4B
- Financial Coach $397M
- Merit Investment Management $22M
- Hibernia Strategies Inc. $2.3M
- Marquette Associates, Inc. $316M
See all 6 fee-only advisers in West Chester →
Nearby
- Exton 6 firms
- Chadds Ford 7 firms
- Glen Mills 2 firms
- Malvern 8 firms
- Downingtown 4 firms
- Kennett Square 2 firms
- Paoli 3 firms
- Chester Heights 1 firm
Comparing several firms? Tell us what you need and we will suggest fee-only advisers that fit. Work at Ballast Financial Advisors, LLC? Update this listing.