Fee-only adviser · Royal Oak, MI
Bernard Wealth Management Corp.
Bernard Wealth Management Corp. is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Royal Oak, Michigan. On its latest Form ADV, filed October 7, 2026, it reports $314M in regulatory assets under management, 327 individual clients and 3 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 159533 · SEC file 801-119146 |
| Office | 360 N. Main ST. Suite 430 Royal Oak, MI 48067 |
| Phone | (248) 556-2900 |
| Website | www.bernard-wealth.com |
| Regulatory assets under management | $314M ($293M discretionary) |
| Individual clients | 211 non-high-net-worth, 116 high-net-worth |
| Financial planning clients | 26-50 |
| How it charges | Percentage of assets, Hourly, Fixed fee |
| Services | Financial planning, Portfolio management |
| Employees | 4 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | October 7, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Royal Oak
- Kelly Wealth Management, Inc. $161M
- Daniel Investment Group Inc. $210M
- Deller Wealth Management LLC $22M
- Thrive Retirement Specialists $304M
- SW Advisors, LLC $16M
See all 6 fee-only advisers in Royal Oak →
Nearby
- Clawson 1 firm
- Lathrup Village 1 firm
- Troy 21 firms
- Birmingham 10 firms
- Southfield 6 firms
- Bingham Farms 2 firms
- Sterling Heights 1 firm
- Bloomfield Hills 23 firms
Comparing several firms? Tell us what you need and we will suggest fee-only advisers that fit. Work at Bernard Wealth Management Corp.? Update this listing.