Fee-only financial advisors in Michigan

271 fee-only investment advisers in Michigan serve individuals, across 80 cities. 191 offer hourly or flat-fee arrangements and 156 are registered with the SEC; the rest are registered with the state securities regulator. Each listing comes from the firm’s own Form ADV filing, as of November 6, 2026.

Cities with three or more fee-only advisers

• Grand Rapids 26
• Bloomfield Hills 23
• Troy 21
• Ann Arbor 20
• Traverse City 13
• Birmingham 10
• Kalamazoo 8
• Portage 8
• Plymouth 7
• Royal Oak 6
• Brighton 6
• Southfield 6
• Novi 6
• Livonia 5
• Holland 5
• Northville 5
• Farmington Hills 4
• Grosse Pointe Farms 4
• Ada 4
• St. Clair Shores 3
• Marquette 3
• Auburn Hills 3
• Grand Blanc 3

Fee-only advisers in Michigan serving the most individuals

• Flexible Plan Investments Ltd Bloomfield Hills · 9,060 individual clients
• Advance Capital Management Inc Southfield · 7,287 individual clients
• Mainstay Capital Management, LLC Grand Blanc · 3,454 individual clients
• Q3 Asset Management Corporation Birmingham · 2,780 individual clients
• LVZ, Inc. Holland · 2,438 individual clients
• Zhang Financial Portage · 2,295 individual clients
• Managed Asset Portfolios, LLC Rochester · 1,620 individual clients
• Center for Financial Planning Inc Farmington Hills · 1,496 individual clients
• LVM Capital Management Ltd Portage · 1,369 individual clients
• B.a. Roberts Financial Services, Inc. Marquette · 1,344 individual clients

Other Michigan cities

How to choose between them

1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.