Fee-only adviser · Linden, MI
Rachor Investment Advisory Services, LLC
Rachor Investment Advisory Services, LLC is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Linden, Michigan. On its latest Form ADV, filed March 17, 2026, it reports $238M in regulatory assets under management, 490 individual clients and 14 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 105495 · SEC file 801-24721 |
| Office | 120 N. Bridge Street Suite a Linden, MI 48451 |
| Phone | (810) 732-7777 |
| Website | www.rias.net |
| Regulatory assets under management | $238M |
| Individual clients | 358 non-high-net-worth, 132 high-net-worth |
| Financial planning clients | More than 500 |
| How it charges | Percentage of assets |
| Services | Financial planning, Portfolio management, Pension consulting, Selection of other advisers |
| Employees | 16 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 17, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
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