Fee-only adviser · Kirkland, WA
Concepts Financial Services, LLC
Concepts Financial Services, LLC is a fee-only investment adviser registered with the securities regulator of Washington, with its main office in Kirkland, Washington. On its latest Form ADV, filed March 23, 2026, it reports $23M in regulatory assets under management, 94 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: Washington |
|---|---|
| Firm CRD number | 305925 |
| Office | 10518 NE 68th ST Bldg B, Suite 201 Kirkland, WA 98033 |
| Phone | (425) 681-1715 |
| Website | Not listed |
| Regulatory assets under management | $23M |
| Individual clients | 90 non-high-net-worth, 4 high-net-worth |
| Financial planning clients | 0 |
| How it charges | Percentage of assets, Hourly |
| Services | Financial planning, Portfolio management, Educational seminars |
| Employees | 1 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 23, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It sponsors or manages a wrap fee program; ask what the bundled fee covers.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Kirkland
- Robinswood Financial $453M
- Prevail Wealth Management $261M
- Kaizen Financial Advisors, LLC $284M
- Schmidt Financial Management $498M
- Private Asset Management Inc $109M
- Valiant Financial Planning, LLC $22M
See all 12 fee-only advisers in Kirkland →
Nearby
- Redmond 7 firms
- Bellevue 40 firms
- Kenmore 1 firm
- Woodinville 1 firm
- Lake Forest Park 1 firm
- Shoreline 1 firm
- Mercer Island 4 firms
- Seattle 73 firms
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