Fee-only financial advisors in Washington

314 fee-only investment advisers in Washington serve individuals, across 61 cities. 217 offer hourly or flat-fee arrangements and 181 are registered with the SEC; the rest are registered with the state securities regulator. Each listing comes from the firm’s own Form ADV filing, as of November 6, 2026.

Cities with three or more fee-only advisers

• Seattle 73
• Bellevue 40
• Spokane 26
• Vancouver 18
• Kirkland 12
• Tacoma 10
• Bellingham 9
• Gig Harbor 8
• Redmond 7
• Olympia 6
• Federal Way 5
• Edmonds 4
• Mercer Island 4
• Yakima 4
• Silverdale 4
• Spokane Valley 4
• Kennewick 4
• Camas 4
• Issaquah 4
• Bainbridge Island 4
• Everett 4
• Puyallup 3
• Lynnwood 3
• Wenatchee 3
• Port Angeles 3
• Walla Walla 3

Fee-only advisers in Washington serving the most individuals

• Concreit Fund Management LLC Seattle · 16,757 individual clients
• Clear Creek Financial Management, LLC Silverdale · 3,964 individual clients
• Brighton Jones LLC Seattle · 3,585 individual clients
• Tradewinds Capital Management, LLC Bellingham · 2,224 individual clients
• JMK & Associates, LLC Spokane · 1,453 individual clients
• 180 Wealth Advisors, LLC Federal Way · 1,320 individual clients
• First Pacific Financial, Inc. Vancouver · 1,291 individual clients
• McIlrath & Eck, LLC Arlington · 1,287 individual clients
• Petersen Hastings Wealth Advisors, Inc. Kennewick · 1,232 individual clients
• Asset One Wealth Management, LLC Bellevue · 1,170 individual clients

Other Washington cities

How to choose between them

1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.