Sustain Financial Inc.

Sustain Financial Inc. is a fee-only investment adviser registered with the securities regulators of California, Massachusetts, Washington, with a mailing address in Lacey, Washington (its office is a private residence, so the street address is not published). On its latest Form ADV, filed April 29, 2026, it reports $39M in regulatory assets under management, 66 individual clients and 2 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.

Key facts from Form ADV

Registration	State-registered: California, Massachusetts, Washington
Firm CRD number	289303
Office	Lacey, WA (mailing address; office not published)
Phone	(360) 339-8611
Website	www.sustain-financial.com
Regulatory assets under management	$39M
Individual clients	43 non-high-net-worth, 23 high-net-worth
Financial planning clients	26-50
How it charges	Percentage of assets, Hourly, Fixed fee
Services	Financial planning, Portfolio management, Educational seminars
Employees	2
Disciplinary disclosures	None reported
Latest Form ADV filing	April 29, 2026

Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.

What this means for you

• It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
• It also charges a percentage of assets managed for ongoing investment management.
• Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
• It provides financial planning services, not only portfolio management.
• It reports no disciplinary history on Form ADV.

Before you hire any adviser

Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.

Other fee-only advisers in Lacey

• Weinand Financial, Inc. $610M

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