Fee-only adviser · Novi, MI
Dahring | Cusmano and Associates
Dahring | Cusmano and Associates is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Novi, Michigan. On its latest Form ADV, filed September 4, 2026, it reports $781M in regulatory assets under management, 863 individual clients and 9 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 301236 · SEC file 801-117222 |
| Office | 26200 Town Center DR. Suite 100 Novi, MI 48375 |
| Phone | (248) 348-0100 |
| Website | www.dca401k.com |
| Regulatory assets under management | $781M ($733M discretionary) |
| Individual clients | 709 non-high-net-worth, 154 high-net-worth |
| Financial planning clients | 51-100 |
| How it charges | Percentage of assets, Hourly, Fixed fee |
| Services | Financial planning, Portfolio management, Pension consulting, Selection of other advisers, Educational seminars |
| Employees | 18 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | September 4, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Novi
- Provident Investment Management, Inc. $1.1B
- Verdura Wealth Management, LLC $11M
- Pathway Financial Planning $38M
- Nfi Advisors, Inc $42M
- George Papadopoulos, Cpa/pfs,cfp $70M
See all 6 fee-only advisers in Novi →
Nearby
- Northville 5 firms
- Farmington Hills 4 firms
- Livonia 5 firms
- Plymouth 7 firms
- Canton 1 firm
- South Lyon 1 firm
- Southfield 6 firms
- Bingham Farms 2 firms
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