Fee-only adviser · Hunt Valley, MD
Financial Consulate
Financial Consulate is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Hunt Valley, Maryland. On its latest Form ADV, filed August 13, 2026, it reports $1.1B in regulatory assets under management, 844 individual clients and 13 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 106898 · SEC file 801-18829 |
| Office | 11019 McCormick Road Suite 200 Hunt Valley, MD 21031 |
| Phone | (410) 823-7283 |
| Website | www.financialconsulate.com |
| Regulatory assets under management | $1.1B |
| Individual clients | 516 non-high-net-worth, 328 high-net-worth |
| Financial planning clients | More than 500 |
| How it charges | Percentage of assets, Hourly, Fixed fee |
| Services | Financial planning, Portfolio management, Pension consulting, Selection of other advisers, Educational seminars |
| Employees | 25 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | August 13, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Hunt Valley
- Verdence Capital Advisors, LLC $4.6B
- Cornerstone Advisory $2.2B
- Marathon Capital Management $790M
- G10 LLC $4.9B
- Snyder Asset Management, LLC $112M
- Bush River Trust, LLC $23M
See all 10 fee-only advisers in Hunt Valley →
Nearby
- Cockeysville 1 firm
- Phoenix 1 firm
- Lutherville 2 firms
- Timonium 6 firms
- Owings Mills 1 firm
- Towson 14 firms
- Reisterstown 1 firm
- Woodstock 1 firm
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