Fee-only adviser · Montrose, CO
Financial Consulting Associates
Financial Consulting Associates is a fee-only investment adviser registered with the securities regulator of Colorado, with a mailing address in Montrose, Colorado (its office is a private residence, so the street address is not published). On its latest Form ADV, filed March 12, 2026, it reports $33M in regulatory assets under management, 28 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: Colorado |
|---|---|
| Firm CRD number | 114044 |
| Office | Montrose, CO (mailing address; office not published) |
| Phone | (970) 417-4825 |
| Website | Not listed |
| Regulatory assets under management | $33M |
| Individual clients | 28 non-high-net-worth, 0 high-net-worth |
| Financial planning clients | 1-10 |
| How it charges | Percentage of assets, Hourly |
| Services | Financial planning, Portfolio management |
| Employees | 1 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 12, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Montrose
- Four Seasons Investment Advisors, Inc. $107M
- Cimarron Wealth Management, Inc. $327M
- Elderado Financial, Inc $237M
- High Country Capital Management $87M
- Winvest Investments L.P. $53M
See all 6 fee-only advisers in Montrose →
Nearby
- Ridgway 1 firm
Comparing several firms? Tell us what you need and we will suggest fee-only advisers that fit. Work at Financial Consulting Associates? Update this listing.