Flower City Capital LLC

Flower City Capital LLC is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Pittsford, New York. On its latest Form ADV, filed July 20, 2026, it reports $445M in regulatory assets under management, 227 individual clients and 6 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.

Key facts from Form ADV

Registration	SEC-registered
Firm CRD number	281503 · SEC file 801-113630
Office	1 Fishers RD Suite 220 Pittsford, NY 14534
Phone	(585) 236-8501
Website	www.flowercitycapital.com
Regulatory assets under management	$445M ($419M discretionary)
Individual clients	113 non-high-net-worth, 114 high-net-worth
Financial planning clients	101-250
How it charges	Percentage of assets, Fixed fee
Services	Financial planning, Portfolio management
Employees	9
Disciplinary disclosures	None reported
Latest Form ADV filing	July 20, 2026

Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.

What this means for you

• It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
• It also charges a percentage of assets managed for ongoing investment management.
• Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
• It provides financial planning services, not only portfolio management.
• It reports no disciplinary history on Form ADV.

Before you hire any adviser

Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.

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