Fee-only adviser · Berwyn, PA
Golden Ratio Wealth Management LLC
Golden Ratio Wealth Management LLC is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Berwyn, Pennsylvania. On its latest Form ADV, filed October 30, 2026, it reports $181M in regulatory assets under management, 105 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 342561 · SEC file 801-136660 |
| Office | 899 Cassatt Road Suite 125-B Berwyn, PA 19312 |
| Phone | (610) 910-4797 |
| Website | www.goldenratiowm.com |
| Regulatory assets under management | $181M ($176M discretionary) |
| Individual clients | 49 non-high-net-worth, 56 high-net-worth |
| Financial planning clients | 0 |
| How it charges | Percentage of assets |
| Services | Financial planning, Portfolio management, Selection of other advisers |
| Employees | 3 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | October 30, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
- It provides financial planning services, not only portfolio management.
- It sponsors or manages a wrap fee program; ask what the bundled fee covers.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Berwyn
- Ellis Investment Partners, LLC $987M
- Sterling Investment Advisors Ltd. $1.1B
- Carnegie Wealth Management, LLC $357M
- Watkinson Capital Advisors LLC $124M
- Goalpost Wealth Management, LLC $326M
- Goal Quest Advisors, LLC $109M
See all 8 fee-only advisers in Berwyn →
Nearby
- Paoli 3 firms
- Chesterbrook 2 firms
- Radnor 12 firms
- Wayne 10 firms
- Newtown Square 6 firms
- Malvern 8 firms
- Villanova 1 firm
- King of Prussia 3 firms
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