Fee-only adviser · Georgetown, DE
Harding's Wealth Managers, Inc.
Harding's Wealth Managers, Inc. is a fee-only investment adviser registered with the securities regulators of Delaware, Florida, Pennsylvania, with a mailing address in Georgetown, Delaware (its office is a private residence, so the street address is not published). On its latest Form ADV, filed March 28, 2026, it reports $5.9M in regulatory assets under management, 126 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: Delaware, Florida, Pennsylvania |
|---|---|
| Firm CRD number | 139542 |
| Office | Georgetown, DE (mailing address; office not published) |
| Phone | (570) 977-7417 |
| Website | Not listed |
| Regulatory assets under management | $5.9M |
| Individual clients | 126 non-high-net-worth, 0 high-net-worth |
| Financial planning clients | Not reported |
| How it charges | Percentage of assets |
| Services | Portfolio management |
| Employees | 1 |
| Disciplinary disclosures | Yes, see SEC record |
| Latest Form ADV filing | March 28, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It reports disciplinary history on Form ADV. Read the disclosure details on its SEC record before you engage it.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
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