HCM Wealth

HCM Wealth is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in San Rafael, California. On its latest Form ADV, filed March 30, 2026, it reports $942M in regulatory assets under management, 269 individual clients and 5 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.

Key facts from Form ADV

Registration	SEC-registered
Firm CRD number	106158 · SEC file 801-48519
Office	1101 Fifth Avenue Suite 160 San Rafael, CA 94901
Phone	(415) 464-5650
Website	www.hcm-wealth.com
Regulatory assets under management	$942M ($937M discretionary)
Individual clients	113 non-high-net-worth, 156 high-net-worth
Financial planning clients	1-10
How it charges	Percentage of assets, Hourly, Fixed fee
Services	Financial planning, Portfolio management
Employees	7
Disciplinary disclosures	Yes, see SEC record
Latest Form ADV filing	March 30, 2026

Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.

What this means for you

• It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
• It also charges a percentage of assets managed for ongoing investment management.
• Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
• It provides financial planning services, not only portfolio management.
• It reports disciplinary history on Form ADV. Read the disclosure details on its SEC record before you engage it.

Before you hire any adviser

Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.

Other fee-only advisers in San Rafael

• Westhill Financial Advisors, Inc. $789M
• Fiduciary Financial Group, LLC $1.1B
• Stewart Wealth Management, Inc. $582M
• Meritas Wealth Management, LLC $619M
• Shira Ridge Wealth Management $366M
• Capital Trust Advisors $403M

See all 26 fee-only advisers in San Rafael →

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