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Financial advisors · California

Fee-only financial advisors in San Rafael, CA

From SEC and state Form ADV filingsUpdated 2026-11-07

26 fee-only investment advisers have offices in San Rafael, California, according to their Form ADV filings with the SEC and state regulators. 18 offer hourly or flat-fee arrangements, 8 charge only a percentage of the assets they manage, and 20 provide financial planning. 17 are SEC-registered, which generally means at least $100 million under management; the rest are smaller state-registered practices. 1 firm reports disciplinary history and is listed last.

Data from Form ADV filings as of November 6, 2026. Listings are factual and unpaid. Default order puts firms offering financial planning first and high-volume platforms after advice practices; how ordering works.

Showing 26 of 26

Capital Trust Advisors

1210 5th Avenue, #275, San Rafael, CA 94901 · (415) 399-9100

  • Percentage of assets
  • Financial planning
Assets managed
$403M
Individual clients
231
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Marin Wealth Advisors LLC

4040 Civic Center DR. Suite 200, San Rafael, CA 94903 · (415) 458-5880

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$76M
Individual clients
94
Advisory staff
2
Registered with
CA

Profile · Website · SEC record

Madden Creek Advisors

1010 B Street Suite 212, San Rafael, CA 94901 · (415) 461-3344

  • Percentage of assets
  • Financial planning
Assets managed
$46M
Individual clients
44
Advisory staff
1
Registered with
CA

Profile · Website · SEC record

Csuite Investment LLC

112 Rafael DR., San Rafael, CA 94901 · (415) 861-9461

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$45M
Individual clients
33
Advisory staff
1
Registered with
CA

Profile · Website · SEC record

Ohana Advisors

101 Lucas Valley Suite 202, San Rafael, CA 94903 · (415) 226-4100

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$2.8B
Individual clients
21
Advisory staff
5
Registered with
SEC

Profile · Website · SEC record

Ritter Wealth Counsel

25 Mitchell Blvd., Suite 1, San Rafael, CA 94903 · (415) 479-3525

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$69M
Individual clients
19
Advisory staff
1
Registered with
CA

Profile · SEC record

Cypress Praxis, LLC

San Rafael, CA (office address not published) · (415) 499-3300

  • Percentage of assets
Assets managed
$94M
Individual clients
43
Advisory staff
1
Registered with
CA, FL, NY

Profile · Website · SEC record

Itero Capital, LLC

San Rafael, CA (office address not published) · (917) 518-4337

  • Percentage of assets
  • Fixed fee
Assets managed
$61M
Individual clients
7
Advisory staff
1
Registered with
CA

Profile · SEC record

HCM Wealth

1101 Fifth Avenue Suite 160, San Rafael, CA 94901 · (415) 464-5650

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$942M
Individual clients
269
Advisory staff
5
Registered with
SEC

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

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Fee-only advisers near San Rafael

Another 52 fee-only firms have offices within 30 miles.

How to choose between them

  1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
  2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
  3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
  4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
  5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.

Frequently asked questions

What does fee-only mean?

A fee-only adviser is paid only by its clients, through hourly charges, flat fees, subscriptions or a percentage of the assets it manages. It does not earn commissions on products it recommends. In this directory the label is applied from each firm’s own Form ADV: the firm reports no commission compensation, is not a broker-dealer or registered representative of one, does not act as an insurance agent, and reports no related broker-dealer or insurance agency.

How much does a fee-only financial adviser cost in San Rafael?

Form ADV records how firms charge, not what they charge. Of the 26 firms listed here, 18 offer hourly or flat fees and 25 charge a percentage of assets. Each firm’s Form ADV Part 2 brochure, linked from its profile, gives its actual fee schedule. Nationally, asset-based fees commonly run around 1% a year on the first $1 million and fall above that.

How were these San Rafael advisers selected?

Every registered investment adviser with an office in San Rafael that serves individuals, offers financial planning or portfolio management, and reports no commission or insurance compensation on its Form ADV is listed. Inclusion is free and automatic; no firm pays to appear. The methodology page has the full rules.

Are these advisers fiduciaries?

Registered investment advisers owe their clients a fiduciary duty under the Investment Advisers Act of 1940 for the advice they give. Ask any firm to confirm in writing that it acts as a fiduciary at all times and for all of your accounts.