Fee-only adviser · Takoma Park, MD
Lifetime Financial
Lifetime Financial is a fee-only investment adviser registered with the securities regulator of Maryland, with its main office in Takoma Park, Maryland. On its latest Form ADV, filed October 27, 2026, it reports $45M in regulatory assets under management, 29 individual clients and 2 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: Maryland |
|---|---|
| Firm CRD number | 312171 |
| Office | 7000 Carroll Ave Ste 201A Takoma Park, MD 20912 |
| Phone | (202) 350-1515 |
| Website | www.lifetimefinancial.com/full-resource-list |
| Regulatory assets under management | $45M |
| Individual clients | 8 non-high-net-worth, 21 high-net-worth |
| Financial planning clients | 26-50 |
| How it charges | Percentage of assets, Hourly, Fixed fee |
| Services | Financial planning, Portfolio management |
| Employees | 2 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | October 27, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Takoma Park
- QP Consulting $560M
Nearby
- Silver Spring 3 firms
- College Park 1 firm
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- Washington 21 firms
- Bethesda 35 firms
- Beltsville 1 firm
- Landover 1 firm
- Lanham 1 firm
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