Fee-only adviser · Daniel Island, SC
Reconstructing Wealth
Reconstructing Wealth is a fee-only investment adviser registered with the securities regulators of Massachusetts, South Carolina, with a mailing address in Daniel Island, South Carolina (its office is a private residence, so the street address is not published). On its latest Form ADV, filed March 4, 2026, it reports $23M in regulatory assets under management, 81 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: Massachusetts, South Carolina |
|---|---|
| Firm CRD number | 328284 |
| Office | Daniel Island, SC (mailing address; office not published) |
| Phone | (843) 214-2775 |
| Website | www.reconstructingwealth.com |
| Regulatory assets under management | $23M |
| Individual clients | 75 non-high-net-worth, 6 high-net-worth |
| Financial planning clients | 11-25 |
| How it charges | Percentage of assets, Hourly |
| Services | Financial planning, Portfolio management |
| Employees | 1 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 4, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Daniel Island
- Eagles Coast Wealth Management, LLC $50M
- Harbour Wealth Management Group, Inc. $266M
- Sherman Financial & Wealth Management $6.8M
- Daniel Island Wealth Management, LLC $24M
See all 5 fee-only advisers in Daniel Island →
Nearby
- Mt. Pleasant 18 firms
- Charleston 14 firms
- Sullivans Island 1 firm
- Moncks Corner 1 firm
- Johns Island 1 firm
- Kiawah Island 1 firm
- Summerville 2 firms
Comparing several firms? Tell us what you need and we will suggest fee-only advisers that fit. Work at Reconstructing Wealth? Update this listing.