Fee-only adviser · Ponte Vedra Beach, FL
Total Wealth Planning and Management, Inc.
Total Wealth Planning and Management, Inc. is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with a mailing address in Ponte Vedra Beach, Florida (its office is a private residence, so the street address is not published). On its latest Form ADV, filed April 22, 2026, it reports $239M in regulatory assets under management, 412 individual clients and 7 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 166664 · SEC file 801-113167 |
| Office | Ponte Vedra Beach, FL (mailing address; office not published) |
| Phone | (866) 568-0003 |
| Website | www.totalwpm.com |
| Regulatory assets under management | $239M ($237M discretionary) |
| Individual clients | 346 non-high-net-worth, 66 high-net-worth |
| Financial planning clients | 1-10 |
| How it charges | Percentage of assets, Hourly, Fixed fee, Other |
| Services | Financial planning, Portfolio management, Selection of other advisers, Educational seminars |
| Employees | 8 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | April 22, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It sponsors or manages a wrap fee program; ask what the bundled fee covers.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Ponte Vedra Beach
- B&C Financial Advisors $626M
- Skyview Financial Group, LLC $287M
- Vigil Wealth Management, LLC $186M
- Truewater Wealth $74M
- Mos Capital, Inc. $230M
- Sapphire Wealth Consulting, Inc. $52M
See all 16 fee-only advisers in Ponte Vedra Beach →
Nearby
- Ponte Vedra 3 firms
- Jacksonville Beach 7 firms
- Saint Johns 1 firm
- Neptune Beach 1 firm
- Jacksonville 30 firms
- St. Augustine 4 firms
- Fleming Island 1 firm
- Green Cove Springs 1 firm
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