Fee-Only Financial Advisors in Hawaii (2026)

23 fee-only investment advisers in Hawaii serve individuals, across 3 cities. 15 offer hourly or flat-fee arrangements and 13 are registered with the SEC; the rest are registered with the state securities regulator. Each listing comes from the firm’s own Form ADV filing, as of November 6, 2026.

Cities with three or more fee-only advisers

Honolulu 20

Fee-only advisers in Hawaii serving the most individuals

Cadinha & Co LLC Honolulu · 606 individual clients
CKW Financial Group, LLC Honolulu · 544 individual clients
The Rice Partnership, LLC Honolulu · 411 individual clients
Andrews Advisory Associates, LLC Honolulu · 245 individual clients
Financial Planning Hawaii, Inc. Honolulu · 241 individual clients
Kahala Financial Advisors, LLC Honolulu · 162 individual clients
Acp Investment Management Kailua-Kona · 152 individual clients
Robert Priske, LLC Honolulu · 144 individual clients
Regency Capital Management Inc. Honolulu · 116 individual clients
Wealth Alignment Partners, LLC Honolulu · 76 individual clients

Looking for an adviser in Hawaii?

Tell us what you need. We will suggest up to three fee-only firms that fit, and with your permission introduce you. Free, no obligation.

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What do you want help with? RSUs, ESPP or stock options Retirement planning Tax planning Investment management A one-off financial plan

Other Hawaii cities

Kailua-Kona

Acp Investment Management $132M
Investment Dynamics Consulting Group, LLC $10M

Lahaina

Front Street Financial $22M

How to choose between them

Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.