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Financial advisors · Indiana

Fee-only financial advisors in Carmel, IN

From SEC and state Form ADV filingsUpdated 2026-11-07

25 fee-only investment advisers have offices in Carmel, Indiana, according to their Form ADV filings with the SEC and state regulators. 18 offer hourly or flat-fee arrangements, 7 charge only a percentage of the assets they manage, and 17 provide financial planning. 16 are SEC-registered, which generally means at least $100 million under management; the rest are smaller state-registered practices. 2 firms report disciplinary history and are listed last.

Data from Form ADV filings as of November 6, 2026. Listings are factual and unpaid. Default order puts firms offering financial planning first and high-volume platforms after advice practices; how ordering works.

Showing 25 of 25

Shepherd Financial

111 Congressional Blvd., Suite 100, Carmel, IN 46032 · (317) 975-5033

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$7.5B
Individual clients
1,305
Advisory staff
32
Registered with
SEC

Profile · Website · SEC record

Oxford Financial Group, Ltd

11711 North Meridian Street Suite 600, Carmel, IN 46032 · (317) 843-5678

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$23.3B
Individual clients
589
Advisory staff
36
Registered with
SEC

Profile · Website · SEC record

Fortitude Private Wealth

1980 E 116th ST Suite 350, Carmel, IN 46032 · (317) 819-8550

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$126M
Individual clients
67
Advisory staff
1
Registered with
SEC

Profile · Website · SEC record

True Wealth Stewards

160 W Carmel DR Ste 253, Carmel, IN 46032 · (317) 567-9008

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$48M
Individual clients
55
Advisory staff
1
Registered with
IN

Profile · Website · SEC record

Catalyze Wealth Management

550 Congressional Blvd. Suite 350, Carmel, IN 46032 · (317) 537-7526

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$43M
Individual clients
31
Advisory staff
1
Registered with
IN

Profile · Website · SEC record

Monument Advisers

550 Congressional Blvd Suite 350, Carmel, IN 46032 · (317) 210-1051

  • Percentage of assets
  • Financial planning
Assets managed
$9.5M
Individual clients
27
Advisory staff
4
Registered with
IN, VA

Profile · Website · SEC record

Fortress Capital Advisors

Carmel, IN (office address not published) · (317) 210-3727

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$14M
Individual clients
18
Advisory staff
1
Registered with
IN

Profile · Website · SEC record

Integrated Investment Strategies,inc.

600 E Carmel Drive Suite 110, Carmel, IN 46032 · (317) 843-5577

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$105M
Individual clients
156
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

Royal Capital Wealth Management LLC

Carmel, IN (office address not published) · (866) 729-6552

  • Percentage of assets
Assets managed
$204M
Individual clients
68
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

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Fee-only advisers near Carmel

Another 63 fee-only firms have offices within 30 miles.

How to choose between them

  1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
  2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
  3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
  4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
  5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.

Frequently asked questions

What does fee-only mean?

A fee-only adviser is paid only by its clients, through hourly charges, flat fees, subscriptions or a percentage of the assets it manages. It does not earn commissions on products it recommends. In this directory the label is applied from each firm’s own Form ADV: the firm reports no commission compensation, is not a broker-dealer or registered representative of one, does not act as an insurance agent, and reports no related broker-dealer or insurance agency.

How much does a fee-only financial adviser cost in Carmel?

Form ADV records how firms charge, not what they charge. Of the 25 firms listed here, 18 offer hourly or flat fees and 24 charge a percentage of assets. Each firm’s Form ADV Part 2 brochure, linked from its profile, gives its actual fee schedule. Nationally, asset-based fees commonly run around 1% a year on the first $1 million and fall above that.

How were these Carmel advisers selected?

Every registered investment adviser with an office in Carmel that serves individuals, offers financial planning or portfolio management, and reports no commission or insurance compensation on its Form ADV is listed. Inclusion is free and automatic; no firm pays to appear. The methodology page has the full rules.

Are these advisers fiduciaries?

Registered investment advisers owe their clients a fiduciary duty under the Investment Advisers Act of 1940 for the advice they give. Ask any firm to confirm in writing that it acts as a fiduciary at all times and for all of your accounts.