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Financial advisors · Ohio

Fee-only financial advisors in Cincinnati, OH

From SEC and state Form ADV filingsUpdated 2026-11-07

64 fee-only investment advisers have offices in Cincinnati, Ohio, according to their Form ADV filings with the SEC and state regulators. 47 offer hourly or flat-fee arrangements, 16 charge only a percentage of the assets they manage, and 45 provide financial planning. 46 are SEC-registered, which generally means at least $100 million under management; the rest are smaller state-registered practices. 1 firm reports disciplinary history and is listed last.

Data from Form ADV filings as of November 6, 2026. Listings are factual and unpaid. Default order puts firms offering financial planning first and high-volume platforms after advice practices; how ordering works.

Showing 64 of 64

Truepoint, Inc.

9999 Carver Road Suite 200, Cincinnati, OH 45242 · (513) 792-6648

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$6.4B
Individual clients
1,867
Advisory staff
37
Registered with
SEC

Profile · Website · SEC record

Wealthquest Corporation

50 E-Business Way Suite 120, Cincinnati, OH 45241 · (513) 530-9700

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$2.2B
Individual clients
1,583
Advisory staff
16
Registered with
SEC

Profile · Website · SEC record

Foster & Motley Inc

7755 Montgomery Road Suite 100, Cincinnati, OH 45236 · (513) 561-6640

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$2.9B
Individual clients
919
Advisory staff
22
Registered with
SEC

Profile · Website · SEC record

HCM Wealth Advisors

6116 Harrison Ave, Cincinnati, OH 45247 · (513) 598-5120

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$1.2B
Individual clients
850
Advisory staff
9
Registered with
SEC

Profile · Website · SEC record

Bahl & Gaynor LLC

255 East Fifth Street Suite 2700, Cincinnati, OH 45202 · (513) 287-6100

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$21.0B
Individual clients
779
Advisory staff
47
Registered with
SEC

Profile · Website · SEC record

Kleinfelder Capital, Inc.

8050 Hosbrook Road Suite 200, Cincinnati, OH 45236 · (513) 808-9700

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$377M
Individual clients
481
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Shepherd Wealth Management

3181 Linwood Ave. Suite 20, Cincinnati, OH 45208 · (513) 630-2664

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$162M
Individual clients
430
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Opus Capital Management

221 East 4th Street Suite 2850, Cincinnati, OH 45202 · (513) 621-6787

  • Percentage of assets
  • Financial planning
Assets managed
$1.5B
Individual clients
415
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Constellation Wealth Advisors

255 East Fifth ST. Suite 3000, Cincinnati, OH 45202 · (513) 871-5500

  • Percentage of assets
  • Fixed fee
  • Subscription
  • Financial planning
Assets managed
$5.4B
Individual clients
403
Advisory staff
20
Registered with
SEC

Profile · Website · SEC record

Heritage Wealth Advisors

9110 Montgomery RD., Cincinnati, OH 45242 · (513) 440-5475

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$605M
Individual clients
201
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Financial Rounds

4555 Lake Forest Drive Ste 650, Cincinnati, OH 45242 · (513) 588-8080

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$211M
Individual clients
188
Advisory staff
6
Registered with
SEC

Profile · Website · SEC record

Schmitt Wealth Advisers, LLC

4555 Lake Forest Drive Suite 235, Cincinnati, OH 45242 · (513) 813-1580

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$135M
Individual clients
144
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

Brilliant Advice, LLC

8044 Montgomery Road Suite 700, Cincinnati, OH 45236 · (513) 703-2100

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$570M
Individual clients
142
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

Financial Freedom

8044 Montgomery Road Suite 700, Cincinnati, OH 45236 · (513) 697-6400

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$443M
Individual clients
114
Advisory staff
3
Registered with
SEC

Profile · Website · SEC record

Generations Wealth, LLC

7707 Camargo Road, Cincinnati, OH 45243 · (513) 834-8056

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$308M
Individual clients
79
Advisory staff
6
Registered with
SEC

Profile · Website · SEC record

Ajd Wealth

Cincinnati, OH (office address not published) · (513) 201-7550

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$24M
Individual clients
55
Advisory staff
1
Registered with
OH

Profile · Website · SEC record

F2 Wealth

9435 Waterstone Blvd Suite 140-90, Cincinnati, OH 45249 · (513) 278-8064

  • Percentage of assets
  • Hourly
  • Fixed fee
  • Financial planning
Assets managed
$20M
Individual clients
45
Advisory staff
1
Registered with
OH

Profile · Website · SEC record

Moy Investment Management, LLC

300 E-Business Way Suite 200, Cincinnati, OH 45241 · (513) 247-6102

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$81M
Individual clients
31
Advisory staff
1
Registered with
OH

Profile · SEC record

Mandel Financial Services

431 Ohio Pike Suite 201, Cincinnati, OH 45255 · (513) 441-4025

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$28M
Individual clients
13
Advisory staff
1
Registered with
OH

Profile · SEC record

Virgil Wealth Advisory

3542 Edwards RD #1, Cincinnati, OH 45208 · (513) 334-7054

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$1.2M
Individual clients
11
Advisory staff
1
Registered with
NY, OH

Profile · Website · SEC record

Kna Capital

Cincinnati, OH (office address not published) · (513) 202-3679

  • Percentage of assets
  • Hourly
  • Financial planning
Assets managed
$3.1M
Individual clients
10
Advisory staff
1
Registered with
OH

Profile · Website · SEC record

Mench Financial Inc

5725 Dragon Way Suite 321, Cincinnati, OH 45227 · (513) 745-5111

  • Percentage of assets
Assets managed
$131M
Individual clients
175
Advisory staff
2
Registered with
SEC

Profile · Website · SEC record

Argentarii, LLC

3825 Edwards Road Ste 650, Cincinnati, OH 45209 · (513) 488-1600

  • Percentage of assets
  • Fixed fee
Assets managed
$432M
Individual clients
120
Advisory staff
5
Registered with
SEC

Profile · Website · SEC record

Schulhoff & Co Inc

9370 Main Street Suite D, Cincinnati, OH 45242 · (513) 241-2900

  • Percentage of assets
  • Hourly
  • Fixed fee
Assets managed
$286M
Individual clients
84
Advisory staff
2
Registered with
SEC

Profile · SEC record

Randolph Co Inc

10653 Techwoods Circle Suite 101, Cincinnati, OH 45242 · (513) 891-7144

  • Percentage of assets
Assets managed
$1.1B
Individual clients
51
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Feg

201 East Fifth Street Suite 1600, Cincinnati, OH 45202 · (513) 977-4400

  • Percentage of assets
  • Fixed fee
Assets managed
$19.7B
Individual clients
39
Advisory staff
74
Registered with
SEC

Profile · Website · SEC record

Linden Ash Capital

Cincinnati, OH (office address not published) · (513) 703-0553

  • Percentage of assets
Assets managed
$16M
Individual clients
11
Advisory staff
1
Registered with
OH

Profile · SEC record

Gearhart & Associates

8044 Montgomery Road Suite 450, Cincinnati, OH 45236 · (513) 985-3450

  • Percentage of assets
  • Fixed fee
  • High-volume platform
Assets managed
$873M
Individual clients
2,884
Advisory staff
4
Registered with
SEC

Profile · Website · SEC record

Crew Capital Management, Ltd.

4030 Smith RD. Suite 200, Cincinnati, OH 45209 · (513) 245-2620

  • Percentage of assets
  • Fixed fee
  • Financial planning
Assets managed
$235M
Individual clients
203
Advisory staff
7
Registered with
SEC

Profile · Website · SEC record

Reports disciplinary history. Read the details on the SEC record before engaging.

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Fee-only advisers near Cincinnati

Another 20 fee-only firms have offices within 30 miles.

How to choose between them

  1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
  2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
  3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
  4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
  5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.

Frequently asked questions

What does fee-only mean?

A fee-only adviser is paid only by its clients, through hourly charges, flat fees, subscriptions or a percentage of the assets it manages. It does not earn commissions on products it recommends. In this directory the label is applied from each firm’s own Form ADV: the firm reports no commission compensation, is not a broker-dealer or registered representative of one, does not act as an insurance agent, and reports no related broker-dealer or insurance agency.

How much does a fee-only financial adviser cost in Cincinnati?

Form ADV records how firms charge, not what they charge. Of the 64 firms listed here, 47 offer hourly or flat fees and 63 charge a percentage of assets. Each firm’s Form ADV Part 2 brochure, linked from its profile, gives its actual fee schedule. Nationally, asset-based fees commonly run around 1% a year on the first $1 million and fall above that.

How were these Cincinnati advisers selected?

Every registered investment adviser with an office in Cincinnati that serves individuals, offers financial planning or portfolio management, and reports no commission or insurance compensation on its Form ADV is listed. Inclusion is free and automatic; no firm pays to appear. The methodology page has the full rules.

Are these advisers fiduciaries?

Registered investment advisers owe their clients a fiduciary duty under the Investment Advisers Act of 1940 for the advice they give. Ask any firm to confirm in writing that it acts as a fiduciary at all times and for all of your accounts.