Fee-only adviser · Charlotte, NC
3A Financial Group, LLC
3A Financial Group, LLC is a fee-only investment adviser registered with the securities regulators of Louisiana, Michigan, North Carolina, with a mailing address in Charlotte, North Carolina (its office is a private residence, so the street address is not published). On its latest Form ADV, filed April 28, 2026, it reports $19M in regulatory assets under management, 26 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: Louisiana, Michigan, North Carolina |
|---|---|
| Firm CRD number | 156512 |
| Office | Charlotte, NC (mailing address; office not published) |
| Phone | (248) 763-5413 |
| Website | Not listed |
| Regulatory assets under management | $19M |
| Individual clients | 26 non-high-net-worth, 0 high-net-worth |
| Financial planning clients | 1-10 |
| How it charges | Percentage of assets, Hourly, Fixed fee |
| Services | Financial planning, Portfolio management |
| Employees | 1 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | April 28, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
- It provides financial planning services, not only portfolio management.
- It sponsors or manages a wrap fee program; ask what the bundled fee covers.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Charlotte
- Bragg Financial Advisors Inc $4.7B
- Novare Capital Management $1.9B
- Colony Family Offices, LLC $3.4B
- Laurel Wealth Advisors, LLC $1.1B
- Strathmore Capital Advisors $805M
- Cornerstone Wealth Planning $486M
See all 60 fee-only advisers in Charlotte →
Nearby
- Matthews 5 firms
- Fort Mill 2 firms
- Indian Land 1 firm
- Marvin 1 firm
- Cornelius 2 firms
- Davidson 2 firms
- Clover 2 firms
- Lake Wylie 1 firm
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