Cape Ann Capital, Inc.

Cape Ann Capital, Inc. is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Concord, Massachusetts. On its latest Form ADV, filed March 31, 2026, it reports $193M in regulatory assets under management, 240 individual clients and 2 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.

Key facts from Form ADV

Registration	SEC-registered
Firm CRD number	128942 · SEC file 801-66982
Office	22 Grove Street Concord, MA 01742
Phone	(978) 254-5841
Website	www.capeanncapital.com
Regulatory assets under management	$193M ($181M discretionary)
Individual clients	198 non-high-net-worth, 42 high-net-worth
Financial planning clients	11-25
How it charges	Percentage of assets, Fixed fee
Services	Financial planning, Portfolio management
Employees	2
Disciplinary disclosures	Yes, see SEC record
Latest Form ADV filing	March 31, 2026

Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.

What this means for you

• It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
• It also charges a percentage of assets managed for ongoing investment management.
• Most of its individual clients are not high-net-worth, so it is likely to work with people who are still building assets.
• It provides financial planning services, not only portfolio management.
• It reports disciplinary history on Form ADV. Read the disclosure details on its SEC record before you engage it.

Before you hire any adviser

Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.

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