Fee-only adviser · Ponte Vedra Beach, FL
Formation Wealth Management
Formation Wealth Management is a fee-only investment adviser registered with the securities regulator of Florida, with its main office in Ponte Vedra Beach, Florida. On its latest Form ADV, filed February 13, 2026, it reports $41M in regulatory assets under management, 43 individual clients and 1 employee who gives investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: Florida |
|---|---|
| Firm CRD number | 285001 |
| Office | 822 A1A North Suite 310 Ponte Vedra Beach, FL 32082 |
| Phone | (904) 395-5636 |
| Website | www.formationwealth.com |
| Regulatory assets under management | $41M |
| Individual clients | 20 non-high-net-worth, 23 high-net-worth |
| Financial planning clients | 26-50 |
| How it charges | Percentage of assets, Hourly |
| Services | Financial planning, Portfolio management |
| Employees | 1 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | February 13, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Ponte Vedra Beach
- B&C Financial Advisors $626M
- Total Wealth Planning and Management, Inc. $239M
- Skyview Financial Group, LLC $287M
- Vigil Wealth Management, LLC $186M
- Truewater Wealth $74M
- Mos Capital, Inc. $230M
See all 16 fee-only advisers in Ponte Vedra Beach →
Nearby
- Ponte Vedra 3 firms
- Jacksonville Beach 7 firms
- Saint Johns 1 firm
- Neptune Beach 1 firm
- Jacksonville 30 firms
- St. Augustine 4 firms
- Fleming Island 1 firm
- Green Cove Springs 1 firm
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