Fee-only adviser · Groton, MA
Lincoln Management
Lincoln Management is a fee-only investment adviser registered with the securities regulator of Massachusetts, with a mailing address in Groton, Massachusetts (its office is a private residence, so the street address is not published). On its latest Form ADV, filed March 27, 2026, it reports $65M in regulatory assets under management, 29 individual clients and 2 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | State-registered: Massachusetts |
|---|---|
| Firm CRD number | 111403 · SEC file 801-52546 |
| Office | Groton, MA (mailing address; office not published) |
| Phone | (978) 772-0225 |
| Website | Not listed |
| Regulatory assets under management | $65M ($8.9M discretionary) |
| Individual clients | 14 non-high-net-worth, 15 high-net-worth |
| Financial planning clients | Not reported |
| How it charges | Percentage of assets |
| Services | Portfolio management |
| Employees | 2 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 27, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It charges only as a percentage of the assets it manages. Ask about the fee schedule and any account minimum, which Form ADV Part 1 does not record.
- Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Groton
- The Practical Planner $145M
Nearby
- Ayer 1 firm
- Westford 3 firms
- Tyngsboro 2 firms
- Lunenburg 1 firm
- Hollis 1 firm
- Acton 4 firms
- Bolton 1 firm
- Nashua 3 firms
Comparing several firms? Tell us what you need and we will suggest fee-only advisers that fit. Work at Lincoln Management? Update this listing.