Fee-only adviser · Plymouth, MN
Phillip James Financial Co.
Phillip James Financial Co. is a fee-only investment adviser registered with the U.S. Securities and Exchange Commission, with its main office in Plymouth, Minnesota. On its latest Form ADV, filed March 27, 2026, it reports $222M in regulatory assets under management, 114 individual clients and 2 employees who give investment advice. It reports no commission compensation, is not registered as a broker-dealer and does not act as an insurance agent.
Key facts from Form ADV
| Registration | SEC-registered |
|---|---|
| Firm CRD number | 168228 · SEC file 801-120327 |
| Office | 3675 Plymouth Boulevard Suite 110 Plymouth, MN 55446 |
| Phone | (763) 432-0852 |
| Website | phillipjamesfinancial.com |
| Regulatory assets under management | $222M ($219M discretionary) |
| Individual clients | 54 non-high-net-worth, 60 high-net-worth |
| Financial planning clients | 101-250 |
| How it charges | Percentage of assets, Fixed fee |
| Services | Financial planning, Portfolio management |
| Employees | 3 |
| Disciplinary disclosures | None reported |
| Latest Form ADV filing | March 27, 2026 |
Source: the firm’s Form ADV Part 1A as published by the SEC’s Investment Adviser Public Disclosure database, data as of November 6, 2026. Figures are self-reported by the firm.
What this means for you
- It offers hourly or fixed-fee arrangements, so you may be able to pay for a plan without handing over your investments.
- It also charges a percentage of assets managed for ongoing investment management.
- Most of its individual clients are high-net-worth, which on Form ADV means they meet the SEC’s qualified-client or qualified-purchaser test: broadly, more than $1 million managed by the adviser or a net worth above $2 million, with the thresholds indexed for inflation.
- It provides financial planning services, not only portfolio management.
- It reports no disciplinary history on Form ADV.
Before you hire any adviser
Read the firm’s Form ADV Part 2 brochure on its SEC record: it sets out fees, minimums, conflicts of interest and who will manage your money. Ask whether the firm acts as a fiduciary for all of your accounts, how it is paid in total, and who holds your assets. Our guide to choosing a financial adviser lists the questions to ask.
Other fee-only advisers in Plymouth
- Kure Advisory, LLC $259M
- Gen Financial Management Inc. $332M
- Rossi Dubuque Breckenridge, LLC Not reported
- Great River Financial $202M
- Celadon Managed Wealth $80M
- Grounded Wealth $31M
See all 10 fee-only advisers in Plymouth →
Nearby
- Deephaven 1 firm
- Wayzata 8 firms
- Minnetonka 11 firms
- Golden Valley 1 firm
- St. Louis Park 5 firms
- Maple Grove 5 firms
- Spring Park 1 firm
- Excelsior 3 firms
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