Fee-only financial advisors in New Jersey

306 fee-only investment advisers in New Jersey serve individuals, across 139 cities. 213 offer hourly or flat-fee arrangements and 159 are registered with the SEC; the rest are registered with the state securities regulator. Each listing comes from the firm’s own Form ADV filing, as of November 6, 2026.

Cities with three or more fee-only advisers

• Princeton 26
• Red Bank 18
• Morristown 10
• Jersey City 8
• Summit 8
• Short Hills 7
• Cranford 6
• Northfield 5
• Parsippany 5
• Englewood Cliffs 5
• Westfield 4
• Bedminster 4
• Hackensack 4
• Woodcliff Lake 4
• Fairfield 4
• Marlton 4
• Toms River 4
• Flemington 3
• Ramsey 3
• Montclair 3
• Cherry Hill 3
• Warren 3
• Moorestown 3
• Mendham 3
• Montvale 3
• Ridgewood 3
• Bridgewater 3
• Holmdel 3
• Fort Lee 3
• Mount Laurel 3

Fee-only advisers in New Jersey serving the most individuals

• Portfolio Strategies Inc Ny Montvale · 3,256 individual clients
• Abner Herrman & Brock, LLC Jersey City · 2,251 individual clients
• Pathstone Englewood · 1,979 individual clients
• Sax Wealth Advisors, LLC Parsippany · 1,596 individual clients
• Palisade Capital Management, LP Fort Lee · 1,577 individual clients
• Cra Financial Services, L.L.C. Northfield · 1,299 individual clients
• Atlas Private Wealth Advisors Red Bank · 1,211 individual clients
• Vision Retirement Ridgewood · 1,106 individual clients
• Simon Quick Advisors, LLC Morristown · 994 individual clients
• Able Wealth Management LLC Toms River · 937 individual clients

Other New Jersey cities

How to choose between them

1. Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
2. Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
3. Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
4. Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
5. Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.