Financial advisors · Texas
Fee-only financial advisors in Denton, TX
10 fee-only investment advisers have offices in Denton, Texas, according to their Form ADV filings with the SEC and state regulators. 4 offer hourly or flat-fee arrangements, 6 charge only a percentage of the assets they manage, and 5 provide financial planning. 4 are SEC-registered, which generally means at least $100 million under management; the rest are smaller state-registered practices. None reports disciplinary history.
Data from Form ADV filings as of November 6, 2026. Listings are factual and unpaid. Default order puts firms offering financial planning first and high-volume platforms after advice practices; how ordering works.
Cultivar Capital, Inc.
421 E. Hickory ST. Ste. 103, Denton, TX 76201 · (940) 600-4553
- Assets managed
- $375M
- Individual clients
- 345
- Advisory staff
- 2
- Registered with
- SEC
Profile · Website · SEC record
Relevance Capital Management
2556 Lillian Miller Parkway Suite 105, Denton, TX 76210 · (940) 387-7526
- Assets managed
- $496M
- Individual clients
- 279
- Advisory staff
- 4
- Registered with
- SEC
Profile · Website · SEC record
Kipos Wealth
1332 Teasley LN Suite 229, Denton, TX 76205 · (214) 799-0229
- Assets managed
- $107M
- Individual clients
- 98
- Advisory staff
- 2
- Registered with
- AK, HI, TX
Profile · Website · SEC record
Hedgefield Wealth Management
Denton, TX (office address not published) · (844) 433-4396
- Assets managed
- $32M
- Individual clients
- 33
- Advisory staff
- 1
- Registered with
- TX
Profile · Website · SEC record
Aesop Advisor, LLC
Denton, TX (office address not published) · (940) 268-4161
- Assets managed
- $177K
- Individual clients
- 5
- Advisory staff
- 1
- Registered with
- TX
Profile · Website · SEC record
Piccolo Investment Consulting, LLC
700 Londonderry Lane Ste 400, Denton, TX 76205 · (940) 215-0101
- Assets managed
- $110M
- Individual clients
- 195
- Advisory staff
- 2
- Registered with
- SEC
Profile · Website · SEC record
Simpli-Fi Alpha LLC
513 W Oak ST Ste 105, Denton, TX 76201 · (940) 373-0151
- Assets managed
- $4.4M
- Individual clients
- 15
- Advisory staff
- 2
- Registered with
- ID, TX, WA
Profile · Website · SEC record
Elm Asset Management Inc.
1121 Dallas Drive Suite 1, Denton, TX 76205 · (940) 382-0001
- Assets managed
- $5.9M
- Individual clients
- 13
- Advisory staff
- 1
- Registered with
- TX
Garnett Advisors, LLC
1121 Dallas Drive Suite 1, Denton, TX 76205 · (940) 387-3881
- Assets managed
- $266M
- Individual clients
- 3
- Advisory staff
- 1
- Registered with
- SEC
Boggs Wallace Wealth Partners LLC
121 W Hickory ST Suite 101, Denton, TX 76201 · (214) 741-6721
- Assets managed
- $566K
- Individual clients
- Under 5
- Advisory staff
- 1
- Registered with
- TX
Profile · Website · SEC record
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Fee-only advisers near Denton
Another 49 fee-only firms have offices within 30 miles.
- Argyle 2 firms · 7 mi
- Bartonville 1 firm · 7 mi
- Little Elm 1 firm · 11 mi
- Flower Mound 6 firms · 12 mi
- Westlake 1 firm · 14 mi
- Lewisville 2 firms · 15 mi
- The Colony 1 firm · 16 mi
- Southlake 15 firms · 17 mi
- Frisco 13 firms · 18 mi
- Grapevine 4 firms · 18 mi
- Prosper 2 firms · 19 mi
- Coppell 1 firm · 19 mi
How to choose between them
- Decide how you want to pay. Hourly and flat-fee planners suit people who want a plan and will implement it themselves. A percentage-of-assets fee buys ongoing investment management; on $1 million at 1% that is $10,000 a year, every year.
- Check the SEC record. Each listing links to the firm’s page on the SEC’s Investment Adviser Public Disclosure site, where you can read the Form ADV Part 2 brochure (fees, minimums, conflicts) and any disciplinary history.
- Ask who you will actually work with and what credentials they hold. The advisor versus consultant guide explains which titles are regulated and which are marketing.
- Ask about minimums. Form ADV Part 1 does not record account minimums, so they are not shown here. Many asset-based firms require $500,000 or more; hourly planners usually have none.
- Get the fee in writing before you sign, including fund expenses and any platform or custody charges on top.
Frequently asked questions
What does fee-only mean?
A fee-only adviser is paid only by its clients, through hourly charges, flat fees, subscriptions or a percentage of the assets it manages. It does not earn commissions on products it recommends. In this directory the label is applied from each firm’s own Form ADV: the firm reports no commission compensation, is not a broker-dealer or registered representative of one, does not act as an insurance agent, and reports no related broker-dealer or insurance agency.
How much does a fee-only financial adviser cost in Denton?
Form ADV records how firms charge, not what they charge. Of the 10 firms listed here, 4 offer hourly or flat fees and 10 charge a percentage of assets. Each firm’s Form ADV Part 2 brochure, linked from its profile, gives its actual fee schedule. Nationally, asset-based fees commonly run around 1% a year on the first $1 million and fall above that.
How were these Denton advisers selected?
Every registered investment adviser with an office in Denton that serves individuals, offers financial planning or portfolio management, and reports no commission or insurance compensation on its Form ADV is listed. Inclusion is free and automatic; no firm pays to appear. The methodology page has the full rules.
Are these advisers fiduciaries?
Registered investment advisers owe their clients a fiduciary duty under the Investment Advisers Act of 1940 for the advice they give. Ask any firm to confirm in writing that it acts as a fiduciary at all times and for all of your accounts.